Worcester County and Gardner City property record for 58 Kendall St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,017 sqft · built 1910 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $23,900 (Sep 2004) |
| Tax Bill | $4,961 (2026) |
| Deeds & Mortgages | Jun 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R17 B:18 L:2 |
| Primary APN | GARD M:R17 B:18 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,017 sqft Living Area |
| Gross Area | 4,702 sqft |
| Basement Area | 1,451 sqft |
| Unfinished Basement | 1,451 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 58 KENDALL ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 18 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 707100 |
58 Kendall St is owned and occupied by two individuals who bought it in September 2004.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 KENDALL ST, GARDNER, MA 01440-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2004 · Amount on File |
| Deed Sale | Sep 20, 2004 · Amount on File |
| Prior Sale | Oct 28, 1983 · Amount on File |
| Deed Document Number | 2004171606 |
| Deed Book / Page | 34638 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 58 KENDALL ST, GARDNER, MA 01440-4115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069309-285 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 69309/285 |
| Instrument | 50825 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
The 2026 property tax bill for 58 Kendall St was $4,961, up 3.8% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,961.00 (+3.83%) | $360,300 (+8.3%) Land $83,800 Building $276,500 | $373,671 |
| 2025 | $4,778.00 (-1.16%) | $332,700 (+3.16%) Land $76,200 Building $256,500 | |
| 2024 | $4,834.00 (+1.96%) | $322,500 (+9.73%) Land $69,400 Building $253,100 | |
| 2023 | $4,741.00 | $293,900 Land $68,400 Building $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Kendall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Kendall St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
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