80 Grayling Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 80 Grayling Dr, Cullowhee, NC 28723 · Last verified May 2024

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,393 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$1,361 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`7559-71-2427`

Property Details

APN / Parcel Number

Primary APN	`7559-71-2427`
Alternative APN	`178599`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,393 sqft
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Other
Lot Area	3,485 sqft (0.08 acres)
Terrain	Rolling
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178599
Street Address	80 GRAYLING DR
City	CULLOWHEE
State	NC
Zip	28723-1578
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT CA8 CULLOWHEE RIVER CLUB
Legal Township	09
Legal Subdivision	CULLOWHEE RIVER CLUB PH I
Legal Lot Number	C
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	3
Census Block	3020
Census Tract	950600

Owner

Source: Jackson County records · APN 7559-71-2427

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 485, CULLOWHEE, NC 28723-0485
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STATE EMPS FCU
Feb 09, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2017
Deed Sale	Oct 02, 2017
Deed Document Number	0002198204
Prior Transfer Date	Feb 09, 2017
Prior Transfer Doc	0021821192
Record Updated	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	80 GRAYLING DR, CULLOWHEE, NC 28723-1578
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022650379
Date	Apr 24, 2020
Book Page	2265/379

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2
Max Rate	6%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	80 GRAYLING DR, CULLOWHEE, NC 28723-1578
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022830385
Date	Nov 13, 2020
Book Page	2283/385

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 16, 2017
Property Address	80 GRAYLING DR, CULLOWHEE, NC 28723-1578
Document Number	0022010645
Book / Page	002201 / 000645
Instrument Date	Nov 16, 2017
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GRAYLING DR CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number	22010645
Date	Nov 16, 2017
Book Page	002201/000645

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 09, 2017
Property Address	80 GRAYLING DR, CULLOWHEE, NC 28723-1578
Document Number	0021821192
Book / Page	002182 / 001192
Instrument Date	Feb 09, 2017
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 SANDY LEE CT LINCOLNTON NC 280927651, LINCOLNTON, NC 28092-7651

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$1,361.00	$358,360 Land $100,000 Building $258,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
T-Mobile USA	Fixed Wireless	25 / 3
Frontier	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Optimum Communications, Sky Fi, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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