100 Grayling Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 100 Grayling Dr, Cullowhee, NC 28723

Property Summary

Property TypeOther Improved
Details3 bd · 2 ba · 1,596 sqft · built 2017
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Jun 2025)
Tax Bill$2,032 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Feb 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APN7559-71-3412

Property Details

APN / Parcel Number

Primary APN7559-71-3412
Alternative APN
  • 177642

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area906 sqft
Basement Area906 sqft
Unfinished Basement906 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
PorchPorch
Porch Area264 sqft
Patio Area581 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address100 GRAYLING DR
CityCULLOWHEE
StateNC
Zip28723-1799
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLT CA10 CULLOWHEE RIVER CLUB
Legal SubdivisionCULLOWHEE RIVER CLUB LLC PH I
Legal Lot NumberC
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group3
Census Block3020
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address100 GRAYLING DR, CULLOWHEE, NC 28723-1799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · Construction Mortgage
ARMED FORCES BANK
Feb 28, 2017Deed of Trust, Mortgage · Construction Mortgage
YADKIN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleJul 29, 2016 · Amount on Record
Deed Book / Page2400 / 45
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Recording DateMay 5, 2026
Property Address100 GRAYLING DR, CULLOWHEE, NC 28723-1799
Document Number2419001223
Book / Page2419 / 1223
Instrument DateMay 4, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 GRAYLING DR, CULLOWHEE, NC 28723-1799

Mortgage

Document Number2419001223,
DateMay 5, 2026
Book Page2419/1223
Lender
NameARMED FORCES BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address100 GRAYLING DR, CULLOWHEE, NC 28723
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021831341
DateFeb 28, 2017
Book Page2183/1341
Lender
NameYADKIN BANK
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2025
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$546,683 (+2.23%) Land $80,000 Building $466,683
2025$2,032.00 (+29.92%)$534,754 (+29.9%) Land $80,000 Building $454,754
2023$1,564.00$411,660 Land $100,000 Building $311,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

May also be available: AT&T, Optimum, Sky Fi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grayling Dr

Nearby Streets

Search Property Records by Address or Parcel Number