80 E River Rock Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 80 E River Rock Rd, Belgrade, MT 59714

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 1,756 sqft · built 2002
Lot Size0.189 acres (8,276 sqft)
OwnerCompany Name on File
Tax Bill$3,767 (2023)
Deeds & MortgagesDec 2020 Line of Credit
May 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN00RFF43417

Property Details

APN / Parcel Number

Primary APN00RFF43417
Alternative APNs
  • 06-0903-03-4-08-10-0000
  • R0635880

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area3,512 sqft
1st Floor Area1,756 sqft
Basement Area1,756 sqft
Finished Basement1,756 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.189 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Deck Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00RFF43417
Street Address80 E RIVER ROCK RD
CityBELGRADE
StateMT
Zip59714-9568
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionRIVER ROCK SUB PH 2B, S03, T01 S, R04 E, BLOCK 32, LOT 5, PLAT J-293
Legal Range04E
Legal Township01S
Legal Section03
Legal QuarterSE
Legal SubdivisionRIVER ROCK SUB PH 2B
Legal Block32
Legal Lot Number5
JurisdictionGALLATIN MT
Township / Civil DivisionBELGRADE
Census Block Group3
Census Block3012
Census Tract201

Owner

Source: Gallatin County records · APN 00RFF43417

Assessment roll updated December 31, 2022 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 3203, BOZEMAN, MT 59772-3203
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Line of Credit
OPPORTUNITY BANK OF MT
May 27, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 04, 2022Quit Claim Deed, Transfer · Conventional Mortgage
OPPORTUNITY BANK OF MT
Mar 10, 2021Quit Claim Deed, Transfer
Quitclaim
May 31, 2019Warranty Deed, Transfer · Conventional Mortgage
OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2019
Deed SaleMay 31, 2019
Prior SaleFeb 04, 2022
Deed Document Number0002646095
Last Transfer DateMay 27, 2022
Transfer Doc0002776868
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address80 E RIVER ROCK RD, BELGRADE, MT 59714-9568
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyMONTANA TITLE AND ESCROW, MTE MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002713748
DateDec 22, 2020
Instrument2713748
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressHELENA, MT 59604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 15, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGALLATIN MT
Recording DateMay 27, 2022
Property Address80 E RIVER ROCK RD, BELGRADE, MT 59714-9568
Document Number0002776868
Instrument DateMay 26, 2022
Instrument2776868
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address215 WAPITI WAY, 215, BOZEMAN, MT 59718-7145

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3203, BOZEMAN, MT 59772-3203

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGALLATIN MT
Recording DateFeb 04, 2022
Property Address80 E RIVER ROCK RD, BELGRADE, MT 59714-9568
Document Number0002766546
Map ReferencePL J-293
Instrument DateFeb 04, 2022
Instrument2766546
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanySECURITY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address215 WAPITI WAY, BOZEMAN, MT 59718-7145

Mortgage

Document Number0002766547
DateFeb 04, 2022
Instrument2766547
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGALLATIN MT
Recording DateMar 10, 2021
Property Address80 E RIVER ROCK RD, BELGRADE, MT 59714-9568
Document Number0002723950
Instrument DateJan 01, 2021
Instrument2723950
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address215 WAPITI WAY, 215, BOZEMAN, MT 59718-7145

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3203, BOZEMAN, MT 59772-3203

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateMay 31, 2019
Property Address80 E RIVER ROCK RD, BELGRADE, MT 59714-9568
Document Number0002646095
Map ReferencePL J-293
Instrument DateMay 17, 2019
Instrument2646095
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address503 N YELLOWSTONE AVE, BOZEMAN, MT 59718-6267

Mortgage

Document Number0002646096
DateMay 31, 2019
Instrument2646096
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated December 31, 2022 · Last verified February 2024

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
Elementary School DistrictBelgrade Elementary School District (PK - 08)
Secondary School DistrictBelgrade High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,767.00$578,900$578,900 Land $114,772 Building $464,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Montana Opticom
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000
BHT Investment Holdings
Fixed Wireless
200 / 100

May also be available: Verizon.

Based on FCC filings for 67 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRIVER ROCK COUNTY WATER AND SEWER DIST
private · serves 4,200 people
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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