Gallatin County property record for 38 E River Rock Rd, Belgrade, MT 59714
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,422 sqft · built 2001 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Dec 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF43414 |
| Primary APN | 00RFF43414 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,320 sqft (0.191 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RFF43414 |
|---|---|
| Street Address | 38 E RIVER ROCK RD |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RIVER ROCK SUB PH 2B, S03, T01 S, R04 E, BLOCK 32, LOT 2, PLAT J-293 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | RIVER ROCK SUB PH 2B |
| Legal Block | 32 |
| Legal Lot Number | 2 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 201 |
Source: Gallatin County assessment roll, APN 00RFF43414, as of September 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 SHEEP DIP RD, COLUMBUS, MT 59019-7221 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2007 |
| Deed Sale | May 31, 2007 |
| Deed Document Number | 20072267908 |
| Last Transfer Date | Jun 25, 2007 |
| Transfer Doc | 2275036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 38 E RIVER ROCK RD, BELGRADE, MT 59714-9568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2601950 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2601950 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59771 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gallatin County assessment roll as of September 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 (-43.56%) | $482,300 (+2.36%) | $482,300 (+2.36%) Land $141,933 Building $340,367 |
| 2023 | $3,067.00 | $471,200 | $471,200 Land $115,019 Building $356,181 |
Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), as of July 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 67 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| BHT Investment Holdings Fixed Wireless | 200 / 100 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MT0004082, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIVER ROCK COUNTY WATER AND SEWER DIST private · serves 4,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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