80 Cuivre River Dr, Troy, MO 63379 Property Records

Lincoln County property record for 80 Cuivre River Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 2017
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$152,600 (Jul 2017)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-001.067`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-001.067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,756 sqft (0.201 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	80 CUIVRE RIVER DR
City	TROY
State	MO
Zip	63379-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 CUIVRE VALLEY
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	CUIVRE VALLEY
Legal Lot Number	67
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	810310

Owner

80 Cuivre River Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	80 CUIVRE RIVER DR, TROY, MO 63379-5544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 25, 2017	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK
May 16, 2017	Warranty Deed, Transfer · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	20176896
Deed Book / Page	2413 / 435
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	80 CUIVRE RIVER DR, TROY, MO 63379-5544
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 CUIVRE RIVER DR, TROY, MO 63379-5544

Mortgage

Document Number	2466/412
Date	Jul 1, 2021
Book Page	2466/412
Instrument	2021008959

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 25, 2017
Property Address	80 CUIVRE RIVER DR, TROY, MO 63379-5544
Document Number	2413/0435
Book / Page	2413 / 0435
Map Reference	MB14 PG17
Instrument Date	Jul 24, 2017
Instrument	2017006896
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	80 CUIVRE RIVER DR, TROY, MO 63379-5544

Mortgage

Document Number	2017006897
Date	Jul 25, 2017
Instrument	2017006897

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 16, 2017
Property Address	80 CUIVRE RIVER DR, TROY, MO 63379-5544
Document Number	2410/0958
Book / Page	2410 / 0958
Map Reference	MB14 PG17
Instrument Date	May 1, 2017
Instrument	2017004397
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 LINNS MILL RD, TROY, MO 63379-4135

Mortgage

Document Number	2410/0959
Date	May 16, 2017
Book Page	2410/0959
Instrument	2017004398

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 80 Cuivre River Dr was $1,984.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,471 (-) Land $4,693 Building $27,778
2025	$1,984.00	$32,471 Land $4,693 Building $27,778	$170,900 Land $24,700 Building $146,200
2023	$1,859.00 (+4.73%)	$30,001 Land $4,193 Building $25,808	$157,900 Land $22,070 Building $135,830
2022	$1,775.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 80 Cuivre River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Cuivre River Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

Nearby Properties on Cuivre River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures