72 Cuivre River Dr, Troy, MO 63379 Property Records

Lincoln County property record for 72 Cuivre River Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2016
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$153,100 (Jan 2017)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Oct 2016 Construction Loan Aug 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-001.069`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-001.069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,756 sqft (0.201 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	72 CUIVRE RIVER DR
City	TROY
State	MO
Zip	63379-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 CUIVRE VALLEY
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	CUIVRE VALLEY
Legal Lot Number	69
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	810310

Owner

72 Cuivre River Dr is owned and occupied by an individual who bought it in January 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2016	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Aug 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jul 14, 2025	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	2017904
Deed Book / Page	2407 / 486
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02404/0003
Date	Oct 17, 2016
Book Page	2404/0003
Instrument	2016009021

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544

Mortgage

Document Number	002502/466
Date	Aug 2, 2024
Book Page	2502/466
Instrument	2024005833

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 14, 2025
Property Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544
Document Number	002511/929
Book / Page	2511 / 929
Map Reference	MB 14 PG 17
Instrument Date	Jul 10, 2025
Instrument	2025005439
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 JUSTUS LN, OLD MONROE, MO 63369-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544

Mortgage

Document Number	2025005440
Date	Jul 14, 2025
Instrument	2025005440

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 31, 2017
Property Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544
Document Number	2407/0486
Book / Page	2407 / 0486
Map Reference	MB14 PG17
Instrument Date	Jan 27, 2017
Instrument	2017000904
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CUIVRE RIVER DR, TROY, MO 63379-5544

Mortgage

Document Number	2017000905
Date	Jan 31, 2017
Instrument	2017000905

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 72 Cuivre River Dr was $2,044.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,444 (-) Land $4,693 Building $28,751
2025	$2,044.00	$33,444 Land $4,693 Building $28,751	$176,020 Land $24,700 Building $151,320
2023	$1,931.00 (+4.72%)	$31,168 Land $4,193 Building $26,974	$164,040 Land $22,070 Building $141,970
2022	$1,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 72 Cuivre River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Cuivre River Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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