St. Charles County property record for 8 Winter Forest Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,860 (Apr 2026) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A962000679 |
| Primary APN | A962000679 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 388 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A962000679 |
|---|---|
| Street Address | 8 WINTER FOREST CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERHAVEN LOT 40 |
| Legal Subdivision | WINTERHAVEN |
| Legal Lot Number | 40 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311712 |
Source: St. Charles County assessment roll, APN A962000679, as of August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 WINTER FOREST CT, O FALLON, MO 63366-5534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 06, 2026 | Affidavit, Transfer |
| Apr 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY |
| Aug 19, 2020 | Deed of Trust, Mortgage CITY OF O'FALLON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Deed Document Number | 202615762 |
| Prior Transfer Date | Apr 03, 2026 |
| Prior Transfer Doc | 0000015761 |
| Record Updated | Jun 08, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 06, 2026 |
| Property Address | 8 WINTER FOREST CT, O FALLON, MO 63366-5534 |
| Document Number | 0000015761 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 202615761 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 LAKE RIDGE DR, SAINT PETERS, MO 63376-1813 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 06, 2026 |
| Property Address | 8 WINTER FOREST CT, O FALLON, MO 63366-5534 |
| Document Number | 0000015762 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202615762 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 WINTER FOREST CT, O FALLON, MO 63366-5534 |
| Document Number | 0000015763, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 202615763 |
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 8 WINTER FOREST CT, O FALLON, MO 63366-5534 |
| Document Number | 0000064109 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 WINTER FOREST CT O FALLON MO 633665534, O FALLON, MO 63366-5534 |
| Document Number | 0000064109 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 64109 |
| Name | CITY OF O'FALLON |
|---|---|
| Address | 100 N MAIN ST, O FALLON, MO 63366-2200 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County assessment roll as of August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,234.00 (+11.16%) | $65,955 (+14.59%) | $347,133 (+14.59%) Land $70,000 Building $277,133 |
| 2024 | $3,809.00 | ||
| 2023 | $57,558 | ||
| 2022 | $302,938 Land $50,000 Building $252,938 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 323 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon, WH i3B Bidco LLC/WH i3B Topco.
Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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