4 Winter Forest Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 4 Winter Forest Ct, O Fallon, MO 63366 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	2,895 sqft Living Area
Lot Size	11,761 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$249,800 (2014)
Tax Bill	$4,690.00 (2025)

Owner

Source: St. Charles County records · APN A962000595

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 WINTER FOREST CT, O FALLON, MO 63366-5534
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	Jun 23, 2014 · Amount on Record
Deed Doc Number	2014461330
Deed Book / Page	6231 / 1190
Prior Transfer Date	Jul 14, 2010
Prior Transfer Doc	0054140524
Record Refreshed	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WINTER FOREST CT, O FALLON, MO 63366-5534
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINTER FOREST CT, O FALLON, MO 63366-5534

Mortgage

Document Number	0000018131
Date	Mar 30, 2022
Instrument	2022R-018131

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,129 (-)	$384,891 (-) Land $70,000 Building $314,891
2025	$4,690.00 (+8.72%)	$73,129 (+12.02%)	$384,891 (+12.02%) Land $70,000 Building $314,891
2024	$4,314.00
2023		$65,281
2022			$343,582 Land $50,000 Building $293,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 8% of Missouri
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`A962000595`
Alternative APN	`2-0060-7338-00-0038.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,895 sqft Living Area
Gross Area	4,099 sqft Gross Area
1st Floor	1,307 sqft 1st Floor
Basement Area	1,176 sqft Basement
Finished Basement	412 sqft Finished
Unfinished Basement	764 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,761 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	48 sqft Patio
Porch	Open Porch
Porch Area	308 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	A962000595
Street Address	4 WINTER FOREST CT
City	O FALLON
State	MO
Zip	63366-5534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 38
Legal Subdivision	WINTERHAVEN
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Minor Civil Division	LAKE ST. LOUIS
Census Blockgroup	1
Census Block	1000
Census Tract	311712