8 Windward Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 8 Windward Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1992
Lot Size	0.46 acres (20,025 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2018)
Tax Bill	$6,131 (2026)
Deeds & Mortgages	Apr 2024 Refinance Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46B04.02`

Property Details

APN / Parcel Number

Primary APN	`46B04.02`
Alternative APN	`OXFO M:46 B:B04.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,796 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	1,796 sqft
Basement Area	1,796 sqft
Unfinished Basement	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,025 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	46B04.02
Street Address	8 WINDWARD DR
City	OXFORD
State	MA
Zip	01540-2471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	FRENCH RIVER ESTATES
Legal Block	B04.02
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4016
Census Tract	753200

Owner

8 Windward Dr is owned and occupied by an individual who bought it in May 2018.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 WINDWARD DR, OXFORD, MA 01540-2471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
May 9, 2018	Quit Claim Deed, Transfer WEBSTER FIVECENT SVGS
Feb 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Jul 1, 1992 · Amount on File
Deed Book / Page	58779 / 322
Transfer Doc	058779-322
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	8 WINDWARD DR, OXFORD, MA 01540-2471
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070396-276
Date	Apr 16, 2024
Book Page	70396/276
Instrument	27205

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	8 WINDWARD DR, OXFORD, MA 01540-2471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60876-208
Date	Aug 14, 2019
Book Page	60876/208
Instrument	80966

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	May 9, 2018
Property Address	8 WINDWARD DR, OXFORD, MA 01540-2471
Document Number	58779-322
Book / Page	58779 / 322
Instrument	44463
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WINDWARD DR, OXFORD, MA 01540-2471

Mortgage

Document Number	587790324
Date	May 9, 2018
Instrument	58779/0324

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Feb 17, 2017
Property Address	8 WINDWARD DR, OXFORD, MA 01540-2471
Document Number	56759-279
Book / Page	056759 / 000279
Instrument Date	Jan 19, 2017
Instrument	17899
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WINDCHIME DR OXFORD MA 01540, OXFORD, MA 01540

Tax Assessment & Valuation

The 2026 property tax bill for 8 Windward Dr was $6,131, up 10,848.2% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,131.00 (+10,848.21%)	$501,300 (+12.75%) Land $95,800 Building $405,500	$433,086 (-1.24%)
2025	$56.00 (-98.96%)	$444,600 (+11.07%) Land $91,800 Building $352,800	$438,520
2024	$5,396.00 (+4.19%)	$400,300 (+5.43%) Land $87,400 Building $312,900
2023	$5,179.00	$379,700 Land $83,600 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Windward Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Windward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windward Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures