5 Windward Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 5 Windward Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1992
Lot Size	1.9 acres (83,087 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Jul 2020)
Tax Bill	$6,097 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`46B04.17`

Property Details

APN / Parcel Number

Primary APN	`46B04.17`
Alternative APN	`OXFO M:46 B:B04.17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,232 sqft
Basement Area	2,464 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,087 sqft (1.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	46B04.17
Street Address	5 WINDWARD DR
City	OXFORD
State	MA
Zip	01540-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	DENNIS COREY SR & STEPHEN J &
Legal Block	B04.17
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4006
Census Tract	753200

Owner

5 Windward Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WINDWARD DR, OXFORD, MA 01540-2470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 26, 2018	Quit Claim Deed, Transfer · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Book / Page	62932 / 151
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	62932-151
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Jul 31, 2020
Property Address	5 WINDWARD DR, OXFORD, MA 01540-2470
Document Number	62932-151
Book / Page	62932 / 151
Instrument Date	Jul 22, 2020
Instrument	84586
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 WINDWARD DR, OXFORD, MA 01540-2470

Mortgage

Document Number	84587
Date	Jul 31, 2020
Instrument	84587

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Dec 26, 2018
Property Address	5 WINDWARD DR, OXFORD, MA 01540-2470
Document Number	59866-206
Book / Page	059866 / 000206
Instrument Date	Dec 26, 2018
Instrument	136325
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 WINDWARD DR OXFORD MA 015402470, OXFORD, MA 01540-2470

Mortgage

Document Number	59866-210
Date	Dec 26, 2018
Book Page	059866/000210
Instrument	136326

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Windward Dr was $6,097, up 11,190.7% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,097.00 (+11,190.74%)	$498,500 (+15.98%) Land $128,000 Building $370,500	$472,989 (+22.06%)
2025	$54.00 (-98.95%)	$429,800 (+12.16%) Land $122,600 Building $307,200	$387,505
2024	$5,166.00 (-6.53%)	$383,200 (-5.43%) Land $116,400 Building $266,800
2023	$5,527.00	$405,200 Land $111,400 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Windward Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Windward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windward Dr

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