8 Wilton Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 8 Wilton Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,058 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2025)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T990700092`

Property Details

APN / Parcel Number

Primary APN	`T990700092`
Alternative APN	`6-0015-8046-00-0114.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,058 sqft Living Area
Gross Area	6,570 sqft
1st Floor Area	2,322 sqft
Basement Area	1,824 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990700092
Street Address	8 WILTON CT
City	SAINT CHARLES
State	MO
Zip	63301-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON #1 LOT 114
Legal Subdivision	COVINGTON #1
Legal Lot Number	114
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310801

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 WILTON CT, SAINT CHARLES, MO 63301-4073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Document Number	202551973
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0073160691
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 WILTON CT, SAINT CHARLES, MO 63301-4073
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WILTON CT, SAINT LOUIS, MO 63101

Mortgage

Document Number	0000047799
Date	Nov 21, 2023
Instrument	2023R-047799

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 18, 2025
Property Address	8 WILTON CT, SAINT CHARLES, MO 63301-4073
Document Number	0000051973
Map Reference	MB 35 PG 167&168
Instrument Date	Nov 12, 2025
Instrument	2025R-051973
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 KERSTING ESTATES CT, WENTZVILLE, MO 63385-3197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WILTON CT, SAINT CHARLES, MO 63301-4073

Mortgage

Document Number	0000051975
Date	Nov 18, 2025
Instrument	2025R-051975

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,699 (-)	$498,418 (-) Land $80,000 Building $418,418
2025	$5,911.00 (+5.33%)	$94,699 (+7.87%)	$498,418 (+7.87%) Land $80,000 Building $418,418
2024	$5,612.00
2023		$87,794
2022			$462,074 Land $55,000 Building $407,074

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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