4 Wilton Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4 Wilton Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,340 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,047 (Jan 2000)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T990700090`

Property Details

APN / Parcel Number

Primary APN	`T990700090`
Alternative APN	`6-0015-8046-00-0112.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,340 sqft Living Area
Gross Area	5,754 sqft
1st Floor Area	2,078 sqft
Basement Area	1,508 sqft
Finished Basement	754 sqft
Unfinished Basement	754 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990700090
Street Address	4 WILTON CT
City	SAINT CHARLES
State	MO
Zip	63301-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON #1 LOT 112
Legal Subdivision	COVINGTON #1
Legal Lot Number	112
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WILTON CT, SAINT CHARLES, MO 63301-4073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 21, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Mar 22, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2000 · Amount on Record
Deed Sale	Jan 20, 2000 · Amount on Record
Deed Document Number	20003934
Deed Book / Page	2354 / 21
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WILTON CT, SAINT CHARLES, MO 63301-4073
Document Number	0000081463
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WILTON CT ST CHARLES MO 633014073, ST CHARLES, MO 63301-4073

Mortgage

Document Number	0000081463
Date	Oct 26, 2020
Instrument	81463

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WILTON CT, SAINT CHARLES, MO 63301-4073
Document Number	0071540140
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WILTON CT ST CHARLES MO 633014073, ST CHARLES, MO 63301-4073

Mortgage

Document Number	0071540140
Date	Oct 2, 2019
Book Page	007154/000140
Instrument	544580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WILTON CT, SAINT CHARLES, MO 63301-4073
Document Number	0071541554
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WILTON CT ST CHARLES MO 633014073, ST CHARLES, MO 63301-4073

Mortgage

Document Number	0071541554
Date	Oct 2, 2019
Book Page	007154/001554
Instrument	546210

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WILTON CT, SAINT CHARLES, MO 63301-4073
Document Number	0067180757
Book / Page	006718 / 000757
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WILTON CT ST CHARLES MO 633014073, ST CHARLES, MO 63301-4073

Mortgage

Document Number	0067180757
Date	Mar 28, 2017
Book Page	006718/000757
Instrument	182740

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$91,218 (+10.36%)	$480,095 (+10.36%) Land $80,000 Building $400,095
2023	$82,652
2022		$435,009 Land $55,000 Building $380,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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