8 White St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 8 White St, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,428 sqft · built 1929
Lot Size0.221 acres (9,625 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Feb 2014)
Tax Bill$5,051 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 49.27-1-18

Property Details

APN / Parcel Number

Primary APN421500 49.27-1-18
Alternative APN
  • 150004902700010180000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area952 sqft
Upper Floors Area476 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,625 sqft (0.221 acres)
Lot Dimensions125 ft deep x 77 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8 WHITE ST
CitySCHENECTADY
StateNY
Zip12308-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description3O 1 WOOD AND GARAGE
Legal Block1
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2008
Census Tract20800

Owner

8 White St is owned and occupied by an individual who acquired it in January 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address8 WHITE ST, SCHENECTADY, NY 12308-3319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2014 · Amount on File
Deed SaleFeb 25, 2014 · Amount on File
Prior SaleMar 16, 2006 · Amount on File
Deed Document Number20147529
Deed Book / Page1890 / 200
Last Transfer DateJan 20, 2019
Transfer Doc0000014453
Record UpdatedOct 29, 2026

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateApr 3, 2019
Property Address8 WHITE ST, SCHENECTADY, NY 12308-3319
Document Number0000014453
Book / Page2008 / 647
Instrument DateJan 20, 2019
Instrument201914453
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WHITE ST, SCHENECTADY, NY 12308-3319

Mortgage

Document Number0000014454
DateApr 3, 2019
Instrument201914454
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueFeb 27, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 8 White St was $5,051, up 2.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,051.00 (+2.27%)
2025$4,939.00$96,200 Land $14,400 Building $81,800$159,298 Land $23,845 Building $135,453
2023$96,200 (-) Land $14,400 Building $81,800$121,772 (+3.8%) Land $18,228 Building $103,544
2022$96,200 Land $14,400 Building $81,800$117,317 Land $17,561 Building $99,756
2021$4,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8 White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number