1 White St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1 White St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,254 sqft · built 1930
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2017)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.83-3-44`

Property Details

APN / Parcel Number

Primary APN	`421500 39.83-3-44`
Alternative APN	`150003908300030440000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,254 sqft Total Area
1st Floor Area	1,134 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	125 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	388 sqft
Canopy	15 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 WHITE ST
City	SCHENECTADY
State	NY
Zip	12308-3318
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	A F SHAFFER MAP 2 WOOD AND GARAGE
Legal Subdivision	LOTS #4 BELONGING TO ADAM F SHAFFER
Legal Block	3
Legal Lot Number	44.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2006
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.83-3-44

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 ELDER ST, 1, SCHENECTADY, NY 12304-1219
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Document Number	201726429
Deed Book / Page	1964 / 894
Prior Transfer Date	Sep 04, 2002
Prior Transfer Doc	1635000939
Record Updated	Jun 08, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 14, 2017
Property Address	1 WHITE ST, SCHENECTADY, NY 12308
Document Number	0000026429
Book / Page	1964 / 894
Map Reference	MB 1868 PG 691
Instrument Date	Jun 09, 2017
Instrument	201726429
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 WHITE ST, 34, SCHENECTADY, NY 12308-3319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ELM ST, SCHENECTADY, NY 12304-1201

Mortgage

Document Number	0000026430
Date	Jun 14, 2017
Instrument	201726430

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,362.00 (+8.48%)	$84,400 (-) Land $16,800 Building $67,600	$139,758 (+30.82%) Land $27,819 Building $111,939
2023		$84,400 (-) Land $16,800 Building $67,600	$106,835 (+3.8%) Land $21,266 Building $85,569
2022		$84,400 Land $16,800 Building $67,600	$102,927 Land $20,488 Building $82,439
2021	$4,943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 615 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.