6 Westminster Dr, Berlin, MD 21811 Property Records

Worcester County property record for 6 Westminster Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,012 sqft · built 1995
Lot Size	0.214 acres (9,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Apr 2019)
Tax Bill	$5,095 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-134156`

Property Details

APN / Parcel Number

Primary APN	`03-134156`
Alternative APN	`134156`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,012 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,333 sqft (0.214 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	134156
Street Address	6 WESTMINSTER DR
City	BERLIN
State	MD
Zip	21811-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6 9333.1 SQ FT WESTMINSTER DRIVE PL BUCKINGHAM ESTATES PH 2
Legal Subdivision	BUCKINGHAM ESTATES
Legal Phase	2
Legal Lot Number	6
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 WESTMINSTER DR, BERLIN, MD 21811-2970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Apr 2, 2019	Grant Deed, Transfer · Conventional with PMI NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Dec 9, 2009 · Amount on Record
Deed Book / Page	7390 / 418
Prior Transfer Date	Sep 12, 2012
Prior Transfer Doc	0059830240
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6 WESTMINSTER DR, BERLIN, MD 21811-2970
Document Number	0076220300
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WESTMINSTER DR BERLIN MD 218112970, BERLIN, MD 21811-2970

Mortgage

Document Number	0076220300
Date	Mar 26, 2020
Book Page	007622/000300

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2035

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 2, 2019
Property Address	6 WESTMINSTER DR, BERLIN, MD 21811-2970
Document Number	0073900418
Book / Page	007390 / 000418
Instrument Date	Mar 26, 2019
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 WESTMINSTER DR BERLIN MD 218112970, BERLIN, MD 21811-2970

Mortgage

Document Number	73900423
Date	Apr 2, 2019
Book Page	007390/000423

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,095.00 (+11.27%)	$291,767 (+11.26%)	$321,300 (-) Land $103,300 Building $218,000
2025	$4,579.00 (+15.66%)	$262,233 (+18.18%)	$321,300 (+38.07%) Land $103,300 Building $218,000
2023	$3,959.00	$221,900	$232,700 Land $103,300 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Choptank Fiber, T-Mobile.

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