8 Wellspring Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 8 Wellspring Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 1,735 sqft · built 2018
Owner	Individual Name on File
Last Sale	$306,800 (Jul 2018)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45Y-2-2A`

Property Details

APN / Parcel Number

Primary APN	`45Y-2-2A`
Alternative APN	`57382`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,735 sqft Total Area
Basement Area	676 sqft
Finished Basement	516 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	57382
Street Address	8 WELLSPRING DR
City	FREDERICKSBURG
State	VA
Zip	22405-2938
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1- SUBURB RES
Legal Description	UNIT 2A PHASE 2 WELLSPRING HILLS CONDO PM180000059
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

8 Wellspring Dr, a duplex, is owned and occupied by an individual who bought it in July 2018.

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 27, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	180012565
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	8 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230007760
Date	Jun 28, 2023
Instrument	230007760

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	8 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220013133
Date	Jun 17, 2022
Instrument	220013133

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 27, 2018
Property Address	8 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180012565
Instrument Date	Jul 26, 2018
Instrument	12565
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	180012566
Date	Jul 27, 2018
Instrument	12566

Lender

Name	APEX HM LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	180012567,
Date	Jul 27, 2018
Instrument	12567

Lender

Name	APEX HM LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8 Wellspring Dr was $3,615.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00	$386,000 Land $105,000 Building $281,000	$386,000 Land $105,000 Building $281,000
2023	$3,209.00	$339,600 Land $95,000 Building $244,600	$339,600 Land $95,000 Building $244,600
2021	$2,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Wellspring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Wellspring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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