8 Waterview Ln, Freeport, FL 32439 Property Records

Walton County property record for 8 Waterview Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,356 sqft · built 1994
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Jun 2017)
Tax Bill	$2,564 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`18-1S-19-23010-003-0080`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23010-003-0080`
Alternative APN	`1030866`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,916 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	18 ft deep x 7.8 ft wide
Garage Type	Finished
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	76 sqft
Patio Area	110 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1030866
Street Address	8 WATERVIEW LN
City	FREEPORT
State	FL
Zip	32439-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYN
Legal Description	LOT 8 WATERVIEW PLACE S/D A RE -SUBDIVISION OF LOTS 1, 2, 3 & 4 WATERVIEW PLACE OF WATERVIEW COVE PHASE 1 PB 7-44 OR 422-394
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW PLACE
Legal Phase	1
Legal Block	3
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2083
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 WATERVIEW LN, FREEPORT, FL 32439-2848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Aug 8, 2019	Loan Modification, Mortgage · Conventional Mortgage PROGRESS BK&TR
Jun 21, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Aug 21, 2003
Deed Document Number	20170020337
Deed Book / Page	3044 / 3494
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	8 WATERVIEW PL, FREEPORT, FL 32439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030813431
Date	Aug 8, 2018
Book Page	3081/3431
Instrument	2018000026548

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	8 WATERVIEW PL, FREEPORT, FL 32439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WATERVIEW PL, FREEPORT, FL 32439-9636

Mortgage

Document Number	0031640781
Date	Oct 14, 2020
Book Page	3164/781
Instrument	20200040862

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	8 WATERVIEW PL, FREEPORT, FL 32439
Document Number	0031141494
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8 WATERVIEW LN FREEPORT FL 324392848, FREEPORT, FL 32439-2848

Mortgage

Document Number	0031141494
Date	Aug 9, 2019
Book Page	003114/001494
Instrument	27103

Lender

Name	PROGRESS BK&TR
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 21, 2017
Property Address	8 WATERVIEW PL, FREEPORT, FL 32439
Document Number	0030443494
Book / Page	003044 / 003494
Instrument Date	Jun 19, 2017
Instrument	20337
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4286 SKIPJACK CV NICEVILLE FL 325787150, NICEVILLE, FL 32578-7150

Mortgage

Document Number	30443497
Date	Jun 21, 2017
Book Page	003044/003497
Instrument	20338

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$507,751 (+20.23%) Land $312,000 Building $195,751	$507,751 (+20.23%) Land $312,000 Building $195,751
2024	$2,564.00 (+3.76%)
2023	$2,471.00 (+0.73%) Homeowner's exemption	$422,308 (-1.2%) Land $222,510 Building $199,798	$422,308 (-1.2%) Land $222,510 Building $199,798
2022	$2,453.00 Homeowner's exemption	$427,442 Land $246,986 Building $180,456	$427,442 Land $246,986 Building $180,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waterview Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures