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34 Waterview Ln, Freeport, FL 32439 Property Records

Walton County property record for 34 Waterview Ln, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,046 sqft · built 2005
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$438,000 (Oct 2019)
Tax Bill$3,012 (2024)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN18-1S-19-23010-003-0100

Property Details

APN / Parcel Number

Primary APN18-1S-19-23010-003-0100
Alternative APN
  • 1030868

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,046 sqft Living Area
Gross Area3,077 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions27.3 ft deep x 6.4 ft wide
Garage TypeFinished
Garage Area480 sqft
PorchPorch
Porch Area107 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1030868
Street Address34 WATERVIEW LN
CityFREEPORT
StateFL
Zip32439-2848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYN
Legal DescriptionLOT 10 WATERVIEW PLACE S/D A RE-SUBDIVISION OF LOTS 1, 2, 3 & 4 WATERVIEW PLACE OF WATERVIEW COVE PHASE 1 PB 7-44 OR
Legal Range19W
Legal Township01S
Legal Section18
Legal SubdivisionWATERVIEW PLACE
Legal Phase1
Legal Block3
Legal Lot Number10
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2083
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 WATERVIEW LN, FREEPORT, FL 32439-2848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2019 · Amount on Record
Deed SaleOct 8, 2019 · Amount on Record
Deed Document Number20190035087
Deed Book / Page3120 / 2680
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 8, 2019
Property Address34 WATERVIEW LN, FREEPORT, FL 32439-2848
Document Number0031202680
Book / Page003120 / 002680
Instrument DateOct 4, 2019
Instrument35087
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyRODGERS-KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,066.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34 WATERVIEW LN FREEPORT FL 324392848, FREEPORT, FL 32439-2848

Mortgage

Document Number31202683
DateOct 8, 2019
Book Page003120/002683
Instrument35088
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$600,475 (+16.9%) Land $316,000 Building $284,475$600,475 (+16.9%) Land $316,000 Building $284,475
2024$3,012.00 (+3.68%)
2023$2,905.00 (+1.36%) Homeowner's exemption$513,680 (+2.23%) Land $222,510 Building $291,170$513,680 (+2.23%) Land $222,510 Building $291,170
2022$2,866.00 Homeowner's exemption$502,467 Land $246,986 Building $255,481$502,467 Land $246,986 Building $255,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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