Bergen County and Saddle River Borough property record for 8 W Gate Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 6,086 sqft · built 1988 |
| Lot Size | 2.03 acres (88,557 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,720,000 (Jun 2022) |
| Tax Bill | $21,727 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01611-0000-00003 |
| Primary APN | 58-01611-0000-00003 |
|---|---|
| Alternative APN |
|
| Building Area | 6,086 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 88,557 sqft |
| Street Address | 8 W GATE RD |
|---|---|
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.033 AC. |
| Legal Subdivision | BENDECK |
| Legal Block | 1611 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Oct 4, 2000 |
| Deed Document Number | 202263566 |
| Deed Book / Page | 4720 / 1183 |
| Prior Transfer Date | Nov 28, 1997 |
| Prior Transfer Doc | 0000148078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 24, 2022 |
| Property Address | 8 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Document Number | 0047201183 |
| Book / Page | 4720 / 1183 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022063566 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,487.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TOWNE CTR APT 1202, 1, CLIFFSIDE PARK, NJ 07010-2058 |
| Name | Verified Name |
|---|---|
| Address | 8 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Document Number | 2022063567 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022063567 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 8 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Document Number | 0031112450 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8 W GATE RD SADDLE RIVER NJ 074582923, SADDLE RIVER, NJ 07458-2923 |
| Document Number | 0031112450 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 003111/002450 |
| Instrument | 82165 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1130 US HIGHWAY 22, BRIDGEWATER, NJ 08807-2984 |
| Amount | Amount Recorded |
|---|
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,036,300 (-) Land $820,400 Building $1,215,900 | $2,036,300 (-) Land $820,400 Building $1,215,900 | |
| 2025 | $21,727.00 (+2.99%) | $2,036,300 (-) Land $820,400 Building $1,215,900 | $2,036,300 (-) Land $820,400 Building $1,215,900 |
| 2024 | $21,096.00 (+4.23%) | ||
| 2023 | $2,036,300 Land $820,400 Building $1,215,900 | $2,036,300 Land $820,400 Building $1,215,900 | |
| 2022 | $20,240.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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