Bergen County and Saddle River Borough property record for 4 W Gate Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,628 sqft · built 1986 |
| Lot Size | 2.15 acres (94,046 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $18,485 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01611-0000-00019 |
| Primary APN | 58-01611-0000-00019 |
|---|---|
| Alternative APN |
|
| Building Area | 3,628 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 94,046 sqft |
| Street Address | 4 W GATE RD |
|---|---|
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.159 AC |
| Legal Block | 1611 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01611-0000-00019
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Reverse Mortgage CMG MORTGAGE INC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 08, 1998 |
| Transfer Doc | 0000202877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057061301 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 5706/1301 |
| Instrument | 2026004458 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 919 Months |
| Due | Aug 07, 2102 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 W GATE RD, SADDLE RIVER, NJ 07458-2923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035471348 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 3547/1348 |
| Instrument | 20-031398 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,732,400 (-) Land $930,900 Building $801,500 | $1,732,400 (-) Land $930,900 Building $801,500 | |
| 2025 | $18,485.00 (+3%) | $1,732,400 (-) Land $930,900 Building $801,500 | $1,732,400 (-) Land $930,900 Building $801,500 |
| 2024 | $17,947.00 (+4.22%) | ||
| 2023 | $1,732,400 Land $930,900 Building $801,500 | $1,732,400 Land $930,900 Building $801,500 | |
| 2022 | $17,220.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2022, rainfall accumulation |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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