Suffolk County and Smithtown Town property record for 8 Tree Top Ter, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,410 sqft · built 1985 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,265,000 (Nov 2023) |
| Tax Bill | $21,836 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 51.-6-4.11 |
| Primary APN | 473489 51.-6-4.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,410 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| 2nd Floor Area | 1,426 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 45,738 sqft |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 635 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S190010 |
|---|---|
| Street Address | 8 TREE TOP TER |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10576.12 TC-70 NISSEQUOGUE OVERLOOK *719SEC 1 LOT 10 |
| Legal Subdivision | MAP NISSOQOGUE OVERLOOK SECTION 1 |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 211 HOLLY LN, SMITHTOWN, NY 11787-4430 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2023 · Amount on Record |
| Deed Sale | Nov 10, 2023 · Amount on Record |
| Prior Sale | Jul 29, 2006 · Amount on Record |
| Deed Book / Page | 13225 / 62 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 8 TREE TOP TER, SMITHTOWN, NY 11787-1145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235470106 |
|---|---|
| Date | Nov 10, 2023 |
| Book Page | 23547/106 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,534 (-) Land $1,050 Building $7,484 | $1,066,750 (+10,775.22%) Land $131,250 Building $935,500 | |
| 2024 | $21,836.00 | ||
| 2023 | $8,534 Land $1,050 Building $7,484 | $9,809 Land $1,207 Building $8,602 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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