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5 Tree Top Ter, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 5 Tree Top Ter, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,410 sqft · built 1985
Lot Size1.31 acres (57,499 sqft)
Owner2 Individual Names on File
Tax Bill$22,637 (2024)
Deeds & MortgagesDec 2025 Transfer
Dec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN473489 51.-6-4.13

Property Details

APN / Parcel Number

Primary APN473489 51.-6-4.13
Alternative APNs
  • 0800-051.00-06.00-004.013
  • 348905100000060040130000
  • 47340012983
  • S190012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,410 sqft Living Area
Gross Area4,162 sqft
1st Floor Area1,984 sqft
2nd Floor Area1,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialWood
Lot Area57,499 sqft
View / LotSuburban
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
Pool Area800 sqft
PorchCovered Porch
Porch Area2,900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS190012
Street Address5 TREE TOP TER
CitySMITHTOWN
StateNY
Zip11787-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-10576.14 TC-70 NISSEQUOGUE OVERLOOK *719SEC 1 LOT 12
Legal Block6
Legal Lot Number4
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2002
Census Tract134902

Owner

5 Tree Top Ter is owned and occupied by two individuals who acquired it in December 2025.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5 TREE TOP TER, SMITHTOWN, NY 11787-1145
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Quit Claim Deed, Transfer
Quitclaim
Dec 17, 2025Correction Deed

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 12, 2025
Transfer Doc1332000104
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateDec 17, 2025
Property Address5 TREE TOP TER, SMITHTOWN, NY 11787-1145
Document Number0133200104
Book / Page13320 / 104
Instrument DateDec 12, 2025
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 TREE TOP TER, SMITHTOWN, NY 11787-1145

December 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionSUFFOLK NY
Recording DateDec 17, 2025
Property Address5 TREE TOP TER, SMITHTOWN, NY 11787-1145
Document Number0133200103
Book / Page13320 / 103
Instrument DateDec 12, 2025
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5 TREE TOP TER, SMITHTOWN, NY 11787-1145

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,855 (-) Land $1,320 Building $7,535$1,106,875 (+7.5%) Land $165,000 Building $941,875
2024$22,637.00$8,855 (-) Land $1,320 Building $7,535$1,029,651 (+10,016.44%) Land $153,488 Building $876,163
2023$8,855 Land $1,320 Building $7,535$10,178 Land $1,517 Building $8,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Tree Top Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Tree Top Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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