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8 Terrapat Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 8 Terrapat Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,804 sqft · built 1964
Lot Size0.424 acres (18,485 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (May 2004)
Tax Bill$3,220 (2025)
Deeds & MortgagesFeb 2021 Refinance
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:36 B:208

Property Details

APN / Parcel Number

Primary APNWEST M:36 B:208
Alternative APNs
  • M:036 B:208 L
  • 2268550

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,804 sqft Living Area
Gross Area4,143 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,485 sqft (0.424 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2268550
Street Address8 TERRAPAT DR
CityWESTERLY
StateRI
Zip02891-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block208
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group5
Census Block5004
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:36 B:208

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8 TERRAPAT DR, WESTERLY, RI 02891-1525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Feb 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2004 · Amount on Record
Deed SaleMay 14, 2004 · Amount on Record
Deed Book / Page1287 / 67
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address8 TERRAPAT DR, WESTERLY, RI 02891-1525
Transaction TypeMortgage
Record UpdatedMar 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-5096
DateFeb 25, 2021
Book Page2021/5096
Instrument2021-1112
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address8 TERRAPAT DR, WESTERLY, RI 02891-1525
Document Number2018-2736
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 TERRAPAT DR WESTERLY RI 028911525, WESTERLY, RI 02891-1525

Mortgage

Document Number2018-2736
DateFeb 26, 2018
Book Page002018/002736
Instrument700
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 25, 2038

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,220.00 (-3.79%)$452,900 (+30.18%) Land $164,400 Building $288,500
2023$3,347.00 (+0.63%)$347,900 (-) Land $117,700 Building $230,200
2022$3,326.00$347,900 Land $117,700 Building $230,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims34 (1979–2010)
Most Recent ClaimApr 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Apr 2010 · 32 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Xfinity, Cogeco Cable Holdings II, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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