Westerly Town property record for 14 Terrapat Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,304 sqft · built 1971 |
| Lot Size | 0.317 acres (13,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jan 2016) |
| Tax Bill | $2,800 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:36 B:209 |
| Primary APN | WEST M:36 B:209 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 2,972 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,825 sqft (0.317 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6023508 |
|---|---|
| Street Address | 14 TERRAPAT DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 209 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 50801 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 TERRAPAT DR, WESTERLY, RI 02891-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on Record |
| Deed Sale | Jan 14, 2016 · Amount on Record |
| Deed Document Number | 2016216 |
| Deed Book / Page | 2016 / 829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 14 TERRAPAT DR, WESTERLY, RI 02891-1525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-13088 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 2022/13088 |
| Instrument | 2022-3097 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,800.00 (-5.5%) | $393,800 (+27.86%) Land $161,300 Building $232,500 |
| 2023 | $2,963.00 (+0.65%) | $308,000 (-) Land $115,200 Building $192,800 |
| 2022 | $2,944.00 | $308,000 Land $115,200 Building $192,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 34 (1979–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Breezeline, Frontier, Xfinity.
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