Middlesex County and Watertown City property record for 8 Summer St, #2, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,015 sqft · built 1900 |
| Lot Size | 0.066 acres (2,917 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Aug 2024) |
| Tax Bill | $6,828 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Feb 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48260-01 |
| Primary APN | 48260-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,015 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 2,917 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10860 |
|---|---|
| Street Address | 8 SUMMER ST, 2 |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3468 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CB |
| Legal Block | 6 |
| Legal Lot Number | B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 370103 |
8 Summer St, #2 is owned by an individual who bought it in August 2024.
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 SUMMER ST, 2, WATERTOWN, MA 02472-3815 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on File |
| Deed Sale | Aug 26, 2024 · Amount on File |
| Prior Sale | Mar 16, 2012 · Amount on File |
| Deed Document Number | 202496210 |
| Deed Book / Page | 83169 / 373 |
| Prior Transfer Date | Aug 14, 2024 |
| Prior Transfer Doc | 0000096210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 8 SUMMER ST # 3, 3, WATERTOWN, MA 02472-3468 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78936-97 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 78936/97 |
| Instrument | 228528 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 8 SUMMER ST # 3, 3, WATERTOWN, MA 02472-3468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74111-397 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 74111/397 |
| Instrument | 20162 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
The 2026 property tax bill for 8 Summer St, #2 was $6,828, up 4.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,828.00 (+4.45%) | $559,700 (-) Building $559,700 | $582,716 (-2.47%) |
| 2025 | $6,537.00 (+20.34%) | $559,700 (+20.55%) Building $559,700 | $597,455 (+5.54%) |
| 2024 | $5,432.00 (-9.78%) | $464,300 (+4.71%) Building $464,300 | $566,105 |
| 2023 | $6,021.00 | $443,400 Building $443,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Summer St, #2 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8 Summer St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, Starry, T-Mobile, Verizon.
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