53 Summer St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 53 Summer St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,584 sqft · built 1930
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Trust Names on File
Last Sale	$765,000 (Nov 2018)
Tax Bill	$10,593 (2026)
Deeds & Mortgages	Feb 2019 Transfer Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13460-13`

Property Details

APN / Parcel Number

Primary APN	`13460-13`
Alternative APNs	`WATE M:0303 B:0019A L:0001` `4671`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,914 sqft
Basement Area	864 sqft
Unfinished Basement	130 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4671
Street Address	53 SUMMER ST
City	WATERTOWN
State	MA
Zip	02472-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Block	19A
Legal Lot Number	1
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2004
Census Tract	370103

Owner

53 Summer St is owner-occupied and held in a trust since January 2019.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	53 SUMMER ST, WATERTOWN, MA 02472-3812
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2018	Quit Claim Deed, Transfer DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Jun 6, 2012 · Amount on File
Deed Book / Page	71951 / 119
Last Transfer Date	Jan 9, 2019
Transfer Doc	72194-236
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Feb 4, 2019
Property Address	53 SUMMER ST, WATERTOWN, MA 02472-3812
Document Number	72194-236
Book / Page	072194 / 000236
Instrument Date	Jan 9, 2019
Instrument	14419
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	53 SUMMER ST WATERTOWN MA 024723812, WATERTOWN, MA 02472-3812

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Nov 30, 2018
Property Address	53 SUMMER ST, WATERTOWN, MA 02472-3812
Document Number	71951-119
Book / Page	71951 / 119
Instrument	182930
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719510122
Date	Nov 30, 2018
Instrument	71951/0122

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 30, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 53 Summer St was $10,593, up 7.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,593.00 (+7.44%)	$868,300 (+2.87%) Land $471,100 Building $397,200	$890,108 (-14.92%)
2025	$9,859.00 (+16%)	$844,100 (+16.2%) Land $471,100 Building $373,000	$1,046,235 (+5.38%)
2024	$8,499.00 (-11.13%)	$726,400 (+3.15%) Land $444,100 Building $282,300	$992,845
2023	$9,563.00	$704,200 Land $429,800 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 53 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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