8 Summer Pointe Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 8 Summer Pointe Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,162 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2024)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`A984000087`

Property Details

APN / Parcel Number

Primary APN	`A984000087`
Alternative APN	`4-0022-7753-00-0003.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	4,279 sqft
1st Floor Area	1,310 sqft
Basement Area	1,286 sqft
Finished Basement	694 sqft
Unfinished Basement	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A984000087
Street Address	8 SUMMER POINTE CT
City	O FALLON
State	MO
Zip	63366-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET RIDGE EST PH1 #1 LOT 3
Legal Subdivision	SUNSET RIDGE EST PH1 #1
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4000
Census Tract	311907

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 19, 2017	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	202419443
Prior Transfer Date	May 8, 2023
Prior Transfer Doc	0000018303
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	0000049590
Date	Sep 8, 2022
Instrument	2022R-049590

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2037

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	0000013818
Date	Apr 12, 2024
Instrument	2024R-013818

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	0000058663
Date	Jul 13, 2021
Instrument	2021R-058663

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 15, 2023
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Document Number	0000018303
Map Reference	MB 34 PG 134&135
Instrument Date	May 8, 2023
Instrument	2023R-018303
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	0000018304
Date	May 15, 2023
Instrument	2023R-018304

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	2021R058663
Date	Jul 13, 2021
Instrument	2021R-058663

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071782193
Date	Nov 8, 2019
Book Page	7178/2193
Instrument	20191108000640850

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 19, 2017
Property Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310
Document Number	0068251252
Book / Page	6825 / 1252
Map Reference	MB 34 PG 134&135
Instrument Date	Oct 17, 2017
Instrument	20171019000656040
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	20171019000656050
Date	Oct 19, 2017
Instrument	20171019000656050

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,071 (-)	$416,161 (-) Land $58,500 Building $357,661
2025	$5,392.00 (+2.76%)	$79,071 (+5.77%)	$416,161 (+5.77%) Land $58,500 Building $357,661
2024	$5,247.00
2023		$74,759
2022			$393,467 Land $49,500 Building $343,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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