10 Summer Pointe Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 10 Summer Pointe Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,198 sqft · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$204,300 (Sep 2021)
Tax Bill	$4,476 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A984000088`

Property Details

APN / Parcel Number

Primary APN	`A984000088`
Alternative APN	`4-0022-7753-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,198 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	1,778 sqft
Basement Area	1,778 sqft
Finished Basement	1,420 sqft
Unfinished Basement	358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A984000088
Street Address	10 SUMMER POINTE CT
City	O FALLON
State	MO
Zip	63366-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET RIDGE EST PH1 #1 LOT 4
Legal Subdivision	SUNSET RIDGE EST PH1 #1
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4000
Census Tract	311907

Owner

10 Summer Pointe Ct is owned and occupied by two individuals who bought it in September 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SUMMER POINTE CT, O FALLON, MO 63366-6310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	202179274
Prior Transfer Date	Jan 23, 2008
Prior Transfer Doc	0051330638
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 22, 2021
Property Address	10 SUMMER POINTE CT, O FALLON, MO 63366-6310
Document Number	2021R079274
Map Reference	MB 34 PG B4
Instrument Date	Sep 9, 2021
Instrument	2021R-079274
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE365

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10 SUMMER POINTE CT, O FALLON, MO 63366-6310

Mortgage

Document Number	2021R079275
Date	Sep 22, 2021
Instrument	2021R-079275

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2020
Property Address	10 SUMMER POINTE CT, O FALLON, MO 63366-6310
Document Number	0072231889
Book / Page	007223 / 001889
Instrument Date	Sep 27, 2019
Instrument	61270
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 SUMMER POINTE CT O FALLON MO 633666310, O FALLON, MO 63366-6310

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,635 (-)	$361,237 (-) Land $65,000 Building $296,237
2025		$68,635	$361,237 Land $65,000 Building $296,237
2024	$4,476.00
2023		$63,682
2022			$335,167 Land $55,000 Building $280,167

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Summer Pointe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Summer Pointe Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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