8 Stillwaters Ln, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 8 Stillwaters Ln, Westhampton Beach, NY 11978

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 1990
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Tax Bill	$7,689 (2024)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`0905-010.00-04.00-025.000`

Property Details

APN / Parcel Number

Primary APN	`0905-010.00-04.00-025.000`
Alternative APNs	`473607 010.000-0004-025.000` `360701000000040250000000` `47360075350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Below Average
Porch	Open Porch
Porch Area	1,250 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	8 STILLWATERS LN
City	WESTHAMPTON BEACH
State	NY
Zip	11978-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK LOT 72
Legal Subdivision	STILLWATERS AT WHB
Legal Block	4
Legal Lot Number	25
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3037
Census Tract	190502

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BEECHKNOLL RD, FOREST HILLS, NY 11375-6005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
May 13, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Feb 17, 2023	Deed, Transfer
Jun 4, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2002
Transfer Doc	0122320388
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	May 13, 2026
Property Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523
Document Number	0237270159
Book / Page	23727 / 159
Instrument Date	Feb 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523

Mortgage

Document Number	2372000159,
Date	May 13, 2026
Book Page	23727/159

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	May 13, 2026
Property Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523
Document Number	2372000159
Book / Page	23727 / 159
Instrument Date	Feb 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523

Mortgage

Document Number	0237270159,
Date	May 13, 2026
Book Page	23727/159

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 17, 2023
Property Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523
Document Number	0131900031
Book / Page	13190 / 31
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	8 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229310673
Date	Jun 4, 2018
Book Page	22931/673
Instrument	18-0101583

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Westhampton Beach Village
Unified School District	Westhampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,294,200 (-) Land $1,035,700 Building $258,500	$2,054,285 (-) Land $1,643,968 Building $410,317
2024	$7,689.00 (-75.02%)		$2,054,285 (+10.32%) Land $1,643,968 Building $410,317
2023		$1,294,200 Land $1,035,700 Building $258,500	$1,862,158 Land $1,490,216 Building $371,942
2020	$30,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 367 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	417 units insured incl. 50 condo units
Nearby Flood Claims	932 (1978–2026)
Claims Outside the SFHA	77 of 932
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 294 claims Severe Blizzard, Mar 1993 · 118 claims Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile.

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