7 Stillwaters Ln, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 7 Stillwaters Ln, Westhampton Beach, NY 11978

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,168 sqft · built 2013
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on Record
Last Sale$2,375,000 (Jul 2015)
Tax Bill$14,794 (2024)
Deeds & MortgagesAug 2026 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN0905-010.00-05.00-006.000

Property Details

APN / Parcel Number

Primary APN0905-010.00-05.00-006.000
Alternative APNs
  • 473607 010.000-0005-006.000
  • 360701000000050060000000
  • 47360075600

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,168 sqft Living Area
1st Floor Area3,168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleMobile Home
Exterior MaterialStucco
Lot Area45,738 sqft
View / LotBelow Average
Garage TypeBasement

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area1,023 sqft
Patio Area1,500 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
Water SourceCommercial

Location & Zoning

Street Address7 STILLWATERS LN
CityWESTHAMPTON BEACH
StateNY
Zip11978-2534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK LOT 65
Legal SubdivisionSTILLWATERS AT WHB
Legal Block5
Legal Lot Number6
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group3
Census Block3037
Census Tract190502

Owner

Source: Suffolk County and Southampton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address111 W 82ND ST, 5C, NEW YORK, NY 10024-5569
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage
CITIBANK NYS
Nov 7, 2019Deed of Trust, Mortgage · ARM
CITIBANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2015 · Amount on Record
Deed SaleJul 7, 2015 · Amount on Record
Prior SaleNov 12, 2008 · Amount on Record
Deed Book / PageD00012822 / 875
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Recording DateAug 28, 2026
Property Address7 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2534
Document Number2374000357
Book / Page23747 / 357
Instrument DateJul 7, 2026
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyPRIME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2534

Mortgage

Document Number2374000357,
DateAug 28, 2026
Book Page23747/357
Lender
NameCITIBANK NYS
Agreement
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.8%
Initial TypeAdjustable Rate
Type Change DateAug 1, 2031
IndexOther
Margin3
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address7 STILLWATERS LN, WESTHAMPTON BEACH, NY 11978-2534
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230770537
DateNov 7, 2019
Book Page23077/537
InstrumentDK027653
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term349 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateNov 1, 2022
IndexLIBOR

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalityWesthampton Beach Village
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,489,900 (-) Land $1,247,200 Building $1,242,700$3,952,223 (-) Land $1,979,683 Building $1,972,540
2024$14,794.00 (+0.41%)$3,952,223 (+10.32%) Land $1,979,683 Building $1,972,540
2023$2,489,900 Land $1,247,200 Building $1,242,700$3,582,590 Land $1,794,532 Building $1,788,058
2020$14,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 367 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies417 units insured
incl. 50 condo units
Nearby Flood Claims932 (1978–2026)
Claims Outside the SFHA77 of 932
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 294 claims
  • Severe Blizzard, Mar 1993 · 118 claims
  • Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: T-Mobile.

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