Essex County and Montclair Township property record for 8 Stephen Ct, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,856 sqft · built 1957 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $19,102 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04803-0000-00008 |
| Primary APN | 13-04803-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 12,301 sqft (0.282 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130480300008 |
|---|---|
| Street Address | 8 STEPHEN CT |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 12300SF |
| Legal Block | 4803 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 STEPHEN CT, MONTCLAIR, NJ 07043-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 1, 2020 |
| Property Address | 8 STEPHEN CT, MONTCLAIR, NJ 07043-2518 |
| Document Number | 0000060634 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 60634 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $589.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 STEPHEN CT MONTCLAIR NJ 070432518, MONTCLAIR, NJ 07043-2518 |
| Document Number | 60635 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 60635 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,300 (-) Land $338,400 Building $204,900 | $543,300 (-) Land $338,400 Building $204,900 | |
| 2025 | $19,102.00 (+3.32%) | $543,300 (+2.18%) Land $338,400 Building $204,900 | $543,300 (+2.18%) Land $338,400 Building $204,900 |
| 2024 | $18,488.00 (+5.75%) | ||
| 2023 | $531,700 Land $338,400 Building $193,300 | $531,700 Land $338,400 Building $193,300 | |
| 2022 | $17,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1999–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2026 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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