6 Stephen Ct, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 6 Stephen Ct, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,121 sqft · built 1959
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Oct 2015)
Tax Bill	$18,536 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04803-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`13-04803-0000-00007`
Alternative APN	`130480300007`

Interior

Stories	1 Story
Building Area	2,121 sqft Living Area
1st Floor Area	2,121 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	9,100 sqft (0.209 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130480300007
Street Address	6 STEPHEN CT
City	MONTCLAIR
State	NJ
Zip	07043-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9100SF
Legal Subdivision	SUBDIVISION SQUIRE LANE HOMES
Legal Block	4803
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 STEPHEN CT, MONTCLAIR, NJ 07043-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS
Aug 6, 2019	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	201583735
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	6 STEPHEN CT, MONTCLAIR, NJ 07043-2518
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021032609
Date	Mar 17, 2021
Instrument	2021032609

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	6 STEPHEN CT, MONTCLAIR, NJ 07043-2518
Document Number	0000027091
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 STEPHEN CT MONTCLAIR NJ 070432518, MONTCLAIR, NJ 07043-2518

Mortgage

Document Number	0000027091
Date	Mar 10, 2020
Instrument	27091

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 6, 2019
Property Address	6 STEPHEN CT, MONTCLAIR, NJ 07043-2518
Document Number	0000073271
Instrument Date	Jul 18, 2019
Instrument	73271
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 STEPHEN CT MONTCLAIR NJ 070432518, MONTCLAIR, NJ 07043-2518

Mortgage

Document Number	73276
Date	Aug 6, 2019
Instrument	73276

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,200 (-) Land $255,500 Building $271,700	$527,200 (-) Land $255,500 Building $271,700
2025	$18,536.00 (+3.32%)	$527,200 (-) Land $255,500 Building $271,700	$527,200 (-) Land $255,500 Building $271,700
2024	$17,940.00 (+3.5%)
2023		$527,200 Land $255,500 Building $271,700	$527,200 Land $255,500 Building $271,700
2022	$17,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1999–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2026 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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