8 Steeple Ln, Lincoln, RI 02865 Property Records

Lincoln Town property record for 8 Steeple Ln, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,628 sqft · built 2001
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Sep 2023)
Tax Bill	$11,946 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00003-56`

Property Details

APN / Parcel Number

Primary APN	`18-00003-56`
Alternative APNs	`LINC M:45 L:409.0 U` `19-25812-34`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	6,975 sqft
1st Floor Area	2,628 sqft
Basement Area	2,628 sqft
Unfinished Basement	2,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	109,771 sqft (2.52 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18-00003-56
Street Address	8 STEEPLE LN
City	LINCOLN
State	RI
Zip	02865-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	409.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2021
Census Tract	11600

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 STEEPLE LN, LINCOLN, RI 02865-4831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed, Transfer
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	May 4, 2001 · Amount on Record
Deed Document Number	20232553
Deed Book / Page	2506 / 174
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN RI
Recording Date	Sep 28, 2023
Property Address	8 STEEPLE LN, LINCOLN, RI 02865-4831
Document Number	002506-174
Book / Page	2506 / 174
Instrument Date	Sep 27, 2023
Instrument	20230000002553
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 STEEPLE LN, LINCOLN, RI 02865-4831

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	8 STEEPLE LN, LINCOLN, RI 02865-4831
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002497-96
Date	Jul 31, 2023
Book Page	2497/96
Instrument	20230000001917

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	8 STEEPLE LN, LINCOLN, RI 02865-4831
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002424-228
Date	May 11, 2022
Book Page	2424/228
Instrument	20220000001712

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,946.00 (+14.88%)	$883,600 (+40.12%) Land $184,100 Building $699,500	$1,073,189
2023	$10,399.00	$630,600 Land $148,400 Building $482,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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