5 Steeple Ln, Lincoln, RI 02865 Property Records

Lincoln Town property record for 5 Steeple Ln, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,804 sqft · built 2001
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (May 2016)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-00547-53`

Property Details

APN / Parcel Number

Primary APN	`14-00547-53`
Alternative APN	`LINC M:45 L:432.0 U`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,804 sqft Living Area
Gross Area	4,912 sqft
1st Floor Area	1,660 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14-00547-53
Street Address	5 STEEPLE LN
City	LINCOLN
State	RI
Zip	02865-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	432.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2024
Census Tract	11600

Owner

5 Steeple Ln is owned and occupied by two individuals who bought it in May 2016.

Source: Lincoln Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Nov 21, 2022	Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION
Dec 17, 2018	Deed of Trust, Mortgage NAVIGANT CU
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Prior Sale	May 3, 2002 · Amount on File
Deed Book / Page	2000 / 252
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Recording Date	Sep 29, 2026
Property Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Document Number	0000013043
Book / Page	2604 / 189
Instrument Date	Sep 22, 2026
Instrument	202613043
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STEEPLE LN, LINCOLN, RI 02865-4832

Mortgage

Document Number	0000013043,
Date	Sep 29, 2026
Book Page	2604/189
Instrument	202613043

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002462-129
Date	Nov 21, 2022
Book Page	2462/129
Instrument	20220000004041

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Dec 1, 2032
Index	Other

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Document Number	2150-202
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STEEPLE LN LINCOLN RI 028654832, LINCOLN, RI 02865-4832

Mortgage

Document Number	2150-202
Date	Dec 21, 2018
Book Page	002150/000202

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Document Number	2150-217
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STEEPLE LN LINCOLN RI 028654832, LINCOLN, RI 02865-4832

Mortgage

Document Number	2150-217
Date	Dec 21, 2018
Book Page	002150/000217

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2038

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Document Number	2127-208
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STEEPLE LN LINCOLN RI 028654832, LINCOLN, RI 02865-4832

Mortgage

Document Number	2127-208
Date	Jul 19, 2018
Book Page	002127/000208

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 STEEPLE LN, LINCOLN, RI 02865-4832
Document Number	2065-40
Book / Page	002065 / 000040
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STEEPLE LN LINCOLN RI 028654832, LINCOLN, RI 02865-4832

Mortgage

Document Number	2065-40
Date	Jul 6, 2017
Book Page	002065/000040

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Steeple Ln was $10,005.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,005.00	$740,000 Land $178,500 Building $561,500	$887,914
2023	$9,439.00	$572,400 Land $142,800 Building $429,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Steeple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Steeple Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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