Henderson County property record for 8 Spring Lake Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,402 sqft · built 1983 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $815,000 (May 2025) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9620509554 |
| Primary APN | 9620509554 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,402 sqft Heated Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,944 sqft |
| Finished Basement | 1,458 sqft |
| Unfinished Basement | 486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,942 sqft (1.95 acres) |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 524 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 803218 |
|---|---|
| Street Address | 8 SPRING LAKE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 803218~MR- |
| Legal Description | SPRING LAKE ESTATES LO38 PLA-13 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 50 |
| Legal Lot Number | 9554 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 930703 |
Source: Henderson County records · APN 9620509554
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 SPRING LAKE DR, MILLS RIVER, NC 28759-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2024 · Amount on Record |
| Deed Document Number | 20251031362 |
| Deed Book / Page | 4294 / 134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 8 SPRING LAKE DR, MILLS RIVER, NC 28759-9688 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0038790331 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 3879/331 |
| Instrument | 975096 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,900 (-) Land $73,500 Building $344,400 | ||
| 2025 | $1,801.00 | ||
| 2023 | $417,900 Land $73,500 Building $344,400 | $417,900 Land $73,500 Building $344,400 |
Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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