Henderson County property record for 10 Spring Lake Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,164 sqft · built 1986 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jun 2019) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9620507571 |
| Primary APN | 9620507571 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,164 sqft Heated Area |
| 1st Floor Area | 1,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 243 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9921950 |
|---|---|
| Street Address | 10 SPRING LAKE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9921950~MR |
| Legal Description | SPRING LAKE EST LO37 PL2006-6124 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 50 |
| Legal Lot Number | 7571 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 930703 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SPRING LAKE DR, MILLS RIVER, NC 28759-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jun 11, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Jul 27, 2006 · Amount on Record |
| Deed Book / Page | 3345 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 10 SPRING LAKE DR, MILLS RIVER, NC 28759-9688 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0043450325 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 4345/325 |
| Instrument | 1001037898 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 50 UNITED BANK DR, ETOWAH, NC 28729 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 13, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jun 11, 2019 |
| Property Address | 10 SPRING LAKE DR, MILLS RIVER, NC 28759-9688 |
| Document Number | 0033450028 |
| Book / Page | 003345 / 000028 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 905089 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SPRING LAKE DR MILLS RIVER NC 287599688, MILLS RIVER, NC 28759-9688 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,700 (-) Land $55,800 Building $289,900 | ||
| 2025 | $1,489.00 | ||
| 2023 | $345,700 Land $55,800 Building $289,900 | $345,700 Land $55,800 Building $289,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G and 4G LTE (outdoors only)
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