8 Smugglers Aly, Inlet Beach, FL 32461 Property Records

Walton County property record for 8 Smugglers Aly, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,242 sqft · built 2022
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Trust Names on File
Last Sale	$4,466,800 (Oct 2022)
Tax Bill	$39,707 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16442-000-0070`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16442-000-0070`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,242 sqft Living Area
Gross Area	5,296 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	7.4 ft deep x 5.6 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8 SMUGGLERS ALY
City	INLET BEACH
State	FL
Zip	32461-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK BB ALYS BEACH BLOCK 'BB' PB 22-42 OR 3271-2074
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	ALYS BEACH BLOCK
Legal Block	7
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950611

Owner

8 Smugglers Aly is held in a trust since October 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	5450 PEMBERTON DR, GREENWOOD VILLAGE, CO 80121-1346
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Deed Document Number	20220047735
Deed Book / Page	3271 / 2074
Record Updated	Jun 8, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 28, 2022
Property Address	8 SMUGGLERS, INLET BEACH, FL 32461
Document Number	0032712074
Book / Page	3271 / 2074
Map Reference	MB 22 PG 42&43
Instrument Date	Oct 26, 2022
Instrument	20220047735
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,267.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 615500, ALYS BEACH, FL 32461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	210 SAINT PAUL ST APT 508, 508, DENVER, CO 80206-5274

Mortgage

Document Number	0032712084
Date	Oct 28, 2022
Instrument	3271/2084

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,022,024 Land $769,690 Building $3,252,334	$4,022,024 Land $769,690 Building $3,252,334
2023	$39,707.00 (+347.96%)	$4,008,728 (+545.45%) Land $769,690 Building $3,239,038	$4,008,728 (+545.45%) Land $769,690 Building $3,239,038
2022	$8,864.00	$621,072 Land $621,072	$621,072 Land $621,072

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Smugglers Aly in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Smugglers Aly is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000

May also be available: Mediacom Xtream, REV, Wildstar Networks, WOW Internet, Cable & Phone.