40 Smugglers Aly, Inlet Beach, FL 32461 Property Records

Walton County property record for 40 Smugglers Aly, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 3,674 sqft · built 2024
Lot Size0.104 acres (4,530 sqft)
Owner2 Company Names on Record
Last Sale$8,250,000 (Jun 2026)
Tax Bill$47,003 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-3S-18-16441-000-0170

Property Details

APN / Parcel Number

Primary APN27-3S-18-16441-000-0170
Alternative APN
  • 27-318-16441-000-0170

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,674 sqft Living Area
Gross Area6,710 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area4,530 sqft (0.104 acres)
Lot Dimensions102 ft deep x 45 ft wide
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address40 SMUGGLERS ALY
CityINLET BEACH
StateFL
Zip32461-8302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLK CC ALYS BEACH BLK CC PB 22-40 OR 3315-1999
Legal Range018
Legal Township03S
Legal Section27
Legal SubdivisionALYS BEACH BLK CC
Legal Block1
Legal Lot Number17
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1001
Census Tract950611

Owner

Source: Walton County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5120 RADBROOK PL, DALLAS, TX 75220-3946
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer · Conventional Mortgage
STIFEL BANK AND TRUST
Jun 18, 2026Warranty Deed, Transfer
SHORELINE TITLE LLC, SHORELINE TITLE
Feb 13, 2024Special Warranty Deed, Transfer
ELIM TITLE LLC, RELI TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleFeb 13, 2024 · Amount on Record
Deed Document Number202625037
Deed Book / Page3402 / 2896
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 18, 2026
Property Address40 SMUGGLERS ALY, INLET BEACH, FL 32461-8302
Document Number0000025037
Book / Page3402 / 2896
Instrument DateJun 16, 2026
Instrument202625037
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanySHORELINE TITLE LLC, SHORELINE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,832,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address5120 RADBROOK PL, DALLAS, TX 75220-3946

Mortgage

Document Number0000025039,
DateJun 18, 2026
Book Page3402/2901
Instrument202625039
Lender
NameSTIFEL BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 18, 2026
Property Address40 SMUGGLERS ALY, INLET BEACH, FL 32461-8302
Document Number0000025033
Book / Page3402 / 2887
Instrument DateJun 16, 2026
Instrument202625033
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanySHORELINE TITLE LLC, SHORELINE TITLE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateFeb 13, 2024
Property Address40 SMUGGLERS, INLET BEACH, FL 32461
Document Number0033151999
Book / Page3315 / 1999
Map ReferenceMB 22 PG 40&41
Instrument DateFeb 9, 2024
Instrument20240004938
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyELIM TITLE LLC, RELI TITLE LLC

Transaction

AmountAmount Recorded
Tax$46,099.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 61-5500, ALYS BEACH, FL 32461

Transferred To (Grantee/Buyer)

NameVerified Name
Address9225 KATY FWY STE 320, 320, HEDWIG VILLAGE, TX 77024-1510

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,003.00 (+328.7%)$4,828,806 (+455.76%) Land $868,870 Building $3,959,936$4,828,806 (+455.76%) Land $868,870 Building $3,959,936
2024$10,964.00 (+3.79%)
2023$10,564.00 (+10.14%)$868,870 (+23.93%) Land $868,870$868,870 (+23.93%) Land $868,870
2022$9,591.00$701,101 Land $701,101$701,101 Land $701,101

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000

May also be available: Mediacom Xtream, REV, Wildstar Networks, WOW Internet, Cable & Phone.

Nearby Properties on Smugglers Aly

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