8 Shell Ct, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 8 Shell Ct, Surf City, NC 28445 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,416 sqft · built 2016
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Oct 2020)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4224-81-5272-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-81-5272-0000`
Alternative APNs	`000036317` `971124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	98 ft deep x 47 ft wide

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	224 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000036317
Old Parcel Number	4224 81 5272 0000
Street Address	8 SHELL CT
City	SURF CITY
State	NC
Zip	28445-7867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 PB 27/12 PLEASANT COVE
Legal Subdivision	PLEASANT COVE
Legal Lot Number	8
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1055
Census Tract	920106

Owner

Source: Pender County records · APN 4224-81-5272-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8 SHELL CT, SURF CITY, NC 28445-7867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2020 · Amount on Record
Deed Sale	Oct 06, 2020 · Amount on Record
Prior Sale	Jun 03, 2016 · Amount on Record
Deed Document Number	0005754727
Deed Book / Page	575 / 4727
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 06, 2020
Property Address	8 SHELL CT, SURF CITY, NC 28445-7867
Document Number	0047270575
Book / Page	4727 / 575
Map Reference	MB 27 PG 12
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7907 REUNION RD, 7907, WILMINGTON, NC 28411-9266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SHELL CT, SURF CITY, NC 28445-7867

Mortgage

Document Number	0004727578
Date	Oct 06, 2020
Instrument	4727/578

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 (+12.53%)	$872,160 (+96.03%) Land $434,434 Building $437,726	$872,160 (+96.03%) Land $434,434 Building $437,726
2023		$444,920 (-) Land $111,359 Building $333,561	$444,920 (-) Land $111,359 Building $333,561
2022	$3,281.00	$444,920 Land $111,359 Building $333,561	$444,920 Land $111,359 Building $333,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 2,399 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,712 units insured 313 under condo master policies
Nearby Flood Claims	661 (1986–2024)
Claims Outside the SFHA	6 of 661
Most Recent Claim	Sep 2024, tidal / storm surge
Claims By Storm	Hurricane Florence, Sep 2018 · 385 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims Hurricane Fran, Sep 1996 · 103 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.