10 Shell Ct, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 10 Shell Ct, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 932 sqft · built 1996
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on Record
Last Sale$149,000 (Sep 2009)
Tax Bill$2,045 (2025)
Flood ZoneZone AE (high risk)
APN4224-81-4253-0000

Property Details

APN / Parcel Number

Primary APN4224-81-4253-0000
Alternative APNs
  • 400966224
  • 966224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area932 sqft Living Area
Basement Area132 sqft
Unfinished Basement132 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCottage
Exterior MaterialWood
Roof TypeGable/Hip
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions85 ft deep x 66 ft wide
Deck Area284 sqft
CabinCabin

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number400966224
Street Address10 SHELL CT
CitySURF CITY
StateNC
Zip28445-7867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL10 PB 27/12 PLEASANT COVE
Legal SubdivisionPLEASANT COVE
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1055
Census Tract920106

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 COLLINS RD, FREEVILLE, NY 13068-5725
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2009 · Amount on Record
Deed SaleSep 28, 2009 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number20093688_00021
Deed Book / Page3688 / 21
Prior Transfer DateJan 14, 2005
Prior Transfer Doc0025630059
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,045.00 (+12.55%)$659,885 (+167.76%) Land $441,191 Building $218,694$659,885 (+167.76%) Land $441,191 Building $218,694
2023$246,442 (-) Land $113,877 Building $132,565$246,442 (-) Land $113,877 Building $132,565
2022$1,817.00$246,442 Land $113,877 Building $132,565$246,442 Land $113,877 Building $132,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 2,399 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2,712 units insured
incl. 313 condo units
Nearby Flood Claims661 (1986–2024)
Claims Outside the SFHA6 of 661
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 385 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims
  • Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SURF CITY
serves 9,730 people · EPA ID NC0471015
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shell Ct

Nearby Streets

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