8 Sage Dr, Elkton, MD 21921 Property Records

Cecil County property record for 8 Sage Dr, Elkton, MD 21921

Property Summary

Property TypeExempt (Full or Partial)
Details1.5 ba · 1,174 sqft · built 1993
Lot Size0.062 acres (2,700 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Nov 2020)
Tax Bill$2,123 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-093026

Property Details

APN / Parcel Number

Primary APN03-093026
Alternative APNs
  • 3093026
  • 093026

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,174 sqft Total Area
Basement Area288 sqft
Finished Basement288 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,700 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number093026
Street Address8 SAGE DR
CityELKTON
StateMD
Zip21921-6526
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR3
Legal DescriptionLOT 28 - .062 ACRE 8 SAGE STREET WHITEHALL WEST
Legal SubdivisionWHITEHALL W
Legal Lot Number28
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1014
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 SAGE DR, ELKTON, MD 21921-6526
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2020 · Amount on Record
Deed SaleNov 9, 2020 · Amount on Record
Prior SaleJun 8, 1994 · Amount on Record
Deed Book / Page4722 / 1
Record UpdatedSep 20, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateNov 9, 2020
Property Address8 SAGE DR, ELKTON, MD 21921-6526
Document Number0047220001
Book / Page4722 / 1
Map ReferenceMB PC87 FO 132
Instrument DateOct 9, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8 SAGE DR, ELKTON, MD 21921-6526

Mortgage

Document Number0000047226
DateNov 9, 2020
Instrument4722/6
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,267 (+26.05%)$186,900 (+30.7%) Land $60,000 Building $126,900
2024$2,123.00 (+26.52%)
2023$1,678.00$136,667$143,000 Land $40,000 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: IQ Fiber, Verizon.

Nearby Properties on Sage Dr

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