12 Sage Dr, Elkton, MD 21921 Property Records

Cecil County property record for 12 Sage Dr, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2 ba · 1,302 sqft · built 1993
Lot Size	0.189 acres (8,232 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Jun 2018)
Tax Bill	$2,843 (2026)
Deeds & Mortgages	Jun 2018 Mortgage May 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-092992`

Property Details

APN / Parcel Number

Primary APN	`03-092992`
Alternative APNs	`3092992` `092992`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,302 sqft Total Area
Basement Area	320 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,232 sqft (0.189 acres)
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	092992
Street Address	12 SAGE DR
City	ELKTON
State	MD
Zip	21921-6526
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 30 - .189 ACRE 12 SAGE STREET WHITEHALL WEST
Legal Subdivision	WHITEHALL WEST
Legal Lot Number	30
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SAGE DR, ELKTON, MD 21921-6526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Transfer VICTORIAN FIN
May 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Book / Page	4259 / 284
Prior Transfer Date	Mar 12, 2018
Prior Transfer Doc	0042410088
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	12 SAGE DR, ELKTON, MD 21921-6526
Document Number	0042590290
Instrument Date	Jun 7, 2018
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SAGE DR ELKTON MD 219216526, ELKTON, MD 21921-6526

Mortgage

Document Number	0042590290
Date	Jun 19, 2018
Book Page	004259/000290

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15241

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	May 10, 2018
Property Address	12 SAGE DR, ELKTON, MD 21921-6526
Document Number	0042410088
Book / Page	004241 / 000088
Instrument Date	Nov 3, 2016
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12 SAGE DR ELKTON MD 219216526, ELKTON, MD 21921-6526

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,843.00 (+5.1%) Homeowner's exemption	$172,233 (+17.51%)	$184,400 (+24.68%) Land $60,000 Building $124,400
2025	$2,705.00 (+48.06%) Homeowner's exemption
2023	$1,827.00 Homeowner's exemption	$146,567	$147,900 Land $40,000 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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