Flagler County property record for 8 Ryder Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Mar 2026) |
| Tax Bill | $2,541 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00300-0040 |
| Primary APN | 07-11-31-7029-00300-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| Gross Area | 1,981 sqft |
| 1st Floor Area | 1,265 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8 RYDER PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 29 BL 30 LT 4 OR 215 PG 501 OR 695 PG 1120 OR 705 PG 1288 OR 705 PG 1289 OR 727 PG 766 OR 772 PG 1340 OR 1906/1876 OR 1952/15-NO LEG OR 1953/619-CD |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 30 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
8 Ryder Pl is owned by two individuals who bought it in March 2026.
Source: Flagler County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 613 WASHINGTON AVE, GLEN DALE, WV 26038-1421 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 1, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage FLO MORTGAGE LLC |
| Mar 13, 2026 | Correction Deed EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SVCS LLC |
| Jan 16, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on File |
| Deed Sale | Mar 13, 2026 · Amount on File |
| Prior Sale | Jul 10, 2013 · Amount on File |
| Deed Document Number | 202610977 |
| Deed Book / Page | 3038 / 137 |
| Prior Transfer Date | Jul 8, 2013 |
| Prior Transfer Doc | 0019530619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0025121481 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 2512/1481 |
| Instrument | 2021000398 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0027531885 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 2753/1885 |
| Instrument | 2023004006 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 13, 2026 |
| Property Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0030380137 |
| Book / Page | 3038 / 137 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026010977 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 156 CORAL REEF CT N # NA, NA, PALM COAST, FL 32137-8374 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 613 WASHINGTON AVE, GLEN DALE, WV 26038-1421 |
| Document Number | 0003038139 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 3038/139 |
| Name | FLO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 13, 2026 |
| Property Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0030380133 |
| Book / Page | 3038 / 133 |
| Map Reference | MB 10 PG 10 PG 17-29 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026010975 |
| Record Updated | Mar 30, 2026 |
| Title Company | EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Name | Verified Name |
|---|---|
| Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0028400103 |
| Book / Page | 2840 / 103 |
| Instrument Date | Jan 9, 2024 |
| Instrument | 2024002063 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
| Name | Verified Name |
|---|---|
| Address | 8 RYDER PL, PALM COAST, FL 32164-6010 |
The 2025 property tax bill for 8 Ryder Pl was $2,541, up 116.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,541.00 (+116.44%) | $168,301 | $226,722 Land $55,000 Building $171,722 |
| 2024 | $1,174.00 (+3.99%) | ||
| 2023 | $1,129.00 (+3.77%) Homeowner's exemption | $103,677 (+3.77%) | $222,127 (+2.17%) Land $43,000 Building $179,127 |
| 2022 | $1,088.00 Homeowner's exemption | $99,911 | $217,406 Land $44,500 Building $172,906 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8 Ryder Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Ryder Pl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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