Flagler County property record for 4 Ryder Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,841 sqft · built 2009 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,400 (Mar 2009) |
| Tax Bill | $4,359 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00300-0060 |
| Primary APN | 07-11-31-7029-00300-0060 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,841 sqft Living Area |
| Gross Area | 3,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 RYDER PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 29 BL 30 LT 6 OR 553 PG 1539 OR 656 PG 1555 OR 1252 PG 461 OR 1508/482 OR 1707/434 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 30 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
4 Ryder Pl is owned and occupied by two individuals who bought it in March 2009.
Source: Flagler County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jun 1, 2022 | Correction Deed SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| May 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 28, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2009 · Amount on File |
| Deed Sale | Mar 17, 2009 · Amount on File |
| Prior Sale | May 23, 2005 · Amount on File |
| Deed Document Number | 20097496 |
| Deed Book / Page | 1707 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0000014830 |
| Book / Page | 3045 / 1818 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202614830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0000014830, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3045/1818 |
| Instrument | 202614830 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 1, 2022 |
| Property Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0026920921 |
| Book / Page | 2692 / 921 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022028143 |
| Record Updated | Jun 20, 2022 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4 RYDER PL, 4, PALM COAST, FL 32164-6010 |
| Name | Verified Name |
|---|---|
| Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 18, 2022 |
| Property Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0026881261 |
| Book / Page | 2688 / 1261 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | May 3, 2022 |
| Instrument | 2022025819 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 RYDER PL, 4, PALM COAST, FL 32164-6010 |
| Name | Verified Name |
|---|---|
| Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0026881262 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2688/1262 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 28, 2019 |
| Property Address | 4 RYDER PL, PALM COAST, FL 32164-6010 |
| Document Number | 0023571707 |
| Book / Page | 002357 / 001707 |
| Instrument Date | May 24, 2019 |
| Instrument | 19069 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 REGIS LN PALM COAST FL 321646659, PALM COAST, FL 32164-6659 |
The 2025 property tax bill for 4 Ryder Pl was $4,359 with exemptions applied, up 2.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,359.00 (+2.44%) Homeowner's exemption Veteran's exemption | $288,036 | $336,040 Land $55,000 Building $281,040 |
| 2024 | $4,255.00 (+2.51%) | ||
| 2023 | $4,151.00 (+8.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $271,765 (+170.55%) | $336,606 (+2.2%) Land $43,000 Building $293,606 |
| 2022 | $3,823.00 Homeowner's exemption | $100,449 | $329,369 Land $44,500 Building $284,869 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Ryder Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ryder Pl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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