8 Rivertrail Ct, Whitefish, MT 59937 Property Records

Flathead County property record for 8 Rivertrail Ct, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,852 sqft · built 2001
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$605,400 (Sep 2019)
Tax Bill	$5,053 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07102292`

Property Details

APN / Parcel Number

Primary APN	`R07102292`
Alternative APNs	`07-4293-31-4-12-10-0000` `0000982138`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	1,268 sqft
Basement Area	1,038 sqft
Finished Basement	1,038 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000982138
Street Address	8 RIVERTRAIL CT
City	WHITEFISH
State	MT
Zip	59937-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERTRAIL SUB AMD L4 & 5, S31, T31 N, R21 W, LOT 4A
Legal Range	21W
Legal Township	31N
Legal Section	31
Legal Subdivision	RIVERTRAIL SUB AMD L4 & 5
Legal Lot Number	4A
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3027
Census Tract	404

Owner

8 Rivertrail Ct is owned and occupied by two individuals who bought it in September 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit CLEARWATER FCU
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Mar 28, 2014 · Amount on File
Deed Document Number	201922768
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	8 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	WFG LDENER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200029484
Date	Nov 29, 2022
Instrument	202200029484

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	8 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018476
Date	May 28, 2021
Instrument	202100018476

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 16, 2019
Property Address	8 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Document Number	201900022768
Instrument Date	Sep 13, 2019
Instrument	201900022768
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8 RIVERTRAIL CT, WHITEFISH, MT 59937-2870

Mortgage

Document Number	201900022769
Date	Sep 16, 2019
Instrument	201900022769

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 8 Rivertrail Ct was $5,053.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,053.00	$1,427,100
2025			$1,427,100 Land $275,289 Building $1,151,811
2023	$6,509.00	$945,421	$945,421 Land $212,691 Building $732,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Rivertrail Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Rivertrail Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, MontanaSky Networks, T-Mobile, Vero Fiber.

Nearby Properties on Rivertrail Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures