4 Rivertrail Ct, Whitefish, MT 59937 Property Records

Flathead County property record for 4 Rivertrail Ct, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,358 sqft · built 2017
Lot Size	0.349 acres (15,202 sqft)
Owner	Company Name on Record
Tax Bill	$3,658 (2026)
Deeds & Mortgages	Jun 2023 Transfer Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R07102290`

Property Details

APN / Parcel Number

Primary APN	`R07102290`
Alternative APNs	`07-4293-31-4-12-06-0000` `0000982136`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	468 sqft
Basement Area	890 sqft
Finished Basement	890 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	15,202 sqft (0.349 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	81 sqft
Deck Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000982136
Street Address	4 RIVERTRAIL CT
City	WHITEFISH
State	MT
Zip	59937-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERTRAIL SUB, S31, T31 N, R21 W, LOT 2, ASSR #0000982136
Legal Range	21W
Legal Township	31N
Legal Section	31
Legal Subdivision	RIVERTRAIL SUB
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3027
Census Tract	404

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3250 SPEARHEAD WAY, ROCK SPRINGS, WY 82901-4413
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Mar 27, 2017	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jan 31, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023
Deed Sale	Jun 23, 2023
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	20239576
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 23, 2023
Property Address	4 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Document Number	202300009576
Instrument Date	Jun 23, 2023
Instrument	202300009576
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 SPEARHEAD WAY, ROCK SPRINGS, WY 82901-4413

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100042974
Date	Dec 15, 2021
Instrument	202100042974

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700006245
Date	Mar 27, 2017
Instrument	201700006245

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	5 Years
Min Rate At Change	5.08%
Max Rate At Change	8.75%
Index	5-Year CMT
Margin	3
Max Rate	8.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014399
Date	Jun 2, 2020
Instrument	202000014399

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000033874
Date	Oct 9, 2020
Instrument	202000033874

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	59907

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 31, 2018
Property Address	4 RIVERTRAIL CT, WHITEFISH, MT 59937-2870
Document Number	201800002110
Instrument Date	Jan 25, 2018
Instrument	201800002110
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 5324, WHITEFISH, MT 59937-5324

Mortgage

Document Number	201800002111
Date	Jan 31, 2018
Instrument	201800002111

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,658.00 (-10.17%)	$1,089,800 (-)
2025	$4,072.00 (-28.62%)	$1,089,800 (+31.52%)	$1,089,800 (+31.52%) Land $338,904 Building $750,896
2023	$5,705.00 (+35.93%)	$828,600 (+50.57%)	$828,600 (+50.57%) Land $232,025 Building $596,575
2022	$4,197.00	$550,300
2021			$550,300 Land $129,904 Building $420,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, MontanaSky Networks, T-Mobile, Vero Fiber.

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