8 Ridgeway Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 8 Ridgeway Dr, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,084 sqft · built 1954
Lot Size	0.462 acres (20,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Jun 2025)
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30-51-21-043.000`

Property Details

APN / Parcel Number

Primary APN	`30-51-21-043.000`
Alternative APN	`512104`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	3,153 sqft
1st Floor Area	2,084 sqft
Basement Area	458 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Marblecrete
Construction Type	Frame
Roof Material	Other
Lot Area	20,116 sqft (0.462 acres)
Lot Dimensions	178 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	512104
Street Address	8 RIDGEWAY DR
City	CHILLICOTHE
State	OH
Zip	45601-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 RIDGEWAY RES OR HILL 27 51-21-43
Legal Subdivision	ORCHARD HILL SUB
Legal Block	A
Legal Lot Number	27
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3003
Census Tract	955900

Owner

Source: Ross County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CREDIT UNION INC
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2025	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 24, 2022	Deed of Trust, Mortgage · Line of Credit THE VINTON COUNTY NATIONAL BANK
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2020	Grant Deed, Transfer · Conventional with PMI VINTON CNTY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Deed Document Number	20253632
Deed Book / Page	583 / 4255
Prior Transfer Date	Dec 27, 2013
Prior Transfer Doc	0004530589
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Recording Date	Jun 15, 2026
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Document Number	0000004147
Book / Page	592 / 2246
Instrument Date	Jun 6, 2026
Instrument	20264147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158

Mortgage

Document Number	0000004147,
Date	Jun 15, 2026
Book Page	592/2246
Instrument	20264147

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2051

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Recording Date	May 5, 2026
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Document Number	0005911820
Book / Page	591 / 1820
Instrument Date	Apr 24, 2026
Instrument	20263045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158

Mortgage

Document Number	0000003045,
Date	May 5, 2026
Book Page	591/1820
Instrument	20263045

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Jun 5, 2025
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Document Number	0005834255
Book / Page	583 / 4255
Map Reference	VOL 4 PGS 1414-A&14-
Instrument Date	May 30, 2025
Instrument	202500003632
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	SEARCH2CLOSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158

Mortgage

Document Number	202500003633
Date	Jun 5, 2025
Instrument	202500003633

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158

Mortgage

Document Number	0005640337
Date	Oct 11, 2022
Book Page	564/337
Instrument	202200007827

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2042

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005605697
Date	May 24, 2022
Book Page	560/5697
Instrument	202200004169

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005575263
Date	Jan 24, 2022
Book Page	557/5263
Instrument	202200000567

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROSS OH
Recording Date	Sep 23, 2020
Property Address	8 RIDGEWAY DR, CHILLICOTHE, OH 45601-2158
Document Number	0005441097
Book / Page	000544 / 001097
Instrument Date	Sep 21, 2020
Instrument	7275
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 RIDGEWAY DR CHILLICOTHE OH 456012158, CHILLICOTHE, OH 45601-2158

Mortgage

Document Number	5441100
Date	Sep 23, 2020
Book Page	000544/001100
Instrument	7276

Lender

Name	VINTON CNTY NAT'L BK
Type	Bank
Address	MCARTHUR, OH 45651

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,981.00 (+26.14%)	$110,280 (+39.26%) Land $19,620 Building $90,660	$315,090 (+39.27%) Land $56,070 Building $259,020
2024	$3,156.00 (-1.59%) Homeowner's exemption	$79,190 (-) Land $15,700 Building $63,490	$226,240 (-) Land $44,850 Building $181,390
2023	$3,207.00 (-0.16%) Homeowner's exemption	$79,190 (-) Land $15,700 Building $63,490
2022	$3,212.00 Homeowner's exemption	$79,190 Land $15,700 Building $63,490	$226,240 Land $44,850 Building $181,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures