5 Ridgeway Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 5 Ridgeway Dr, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1957
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Jun 2008)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-51-21-037.000`

Property Details

APN / Parcel Number

Primary APN	`30-51-21-037.000`
Alternative APN	`512103`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Finished Basement	378 sqft
Unfinished Basement	1,134 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Brick
Roof Material	Other
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	157 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Deck Area	640 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	512103
Street Address	5 RIDGEWAY DR
City	CHILLICOTHE
State	OH
Zip	45601-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 RIDGEWAY DR RES OR HILL 10 51-21-37
Legal Subdivision	ORCHARD HILL SUB
Legal Block	A
Legal Lot Number	10
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3006
Census Tract	955900

Owner

Source: Ross County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RIDGEWAY DR, CHILLICOTHE, OH 45601-2159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2008 · Amount on Record
Deed Sale	Jun 16, 2008 · Amount on Record
Deed Document Number	20085076
Deed Book / Page	365 / 2369
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Recording Date	May 14, 2026
Property Address	5 RIDGEWAY DR, CHILLICOTHE, OH 45601-2159
Document Number	0000003286
Book / Page	591 / 3187
Instrument Date	May 1, 2026
Instrument	20263286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIDGEWAY DR, CHILLICOTHE, OH 45601-2159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003286,
Date	May 14, 2026
Book Page	591/3187
Instrument	20263286

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 19, 2066

Interest

Rate	6.46%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	5 RIDGEWAY DR, CHILLICOTHE, OH 45601-2159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005411984
Date	Jun 9, 2020
Book Page	541/1984
Instrument	202000003988

Lender

Name	PNC BANK NA
Type	Bank
Address	CHILLICOTHE, OH 45601

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00 (+20.68%)	$90,870 (+33.22%) Land $17,540 Building $73,330	$259,610 (+33.23%) Land $50,100 Building $209,510
2024	$2,718.00 (-1.63%) Homeowner's exemption	$68,210 (-) Land $17,540 Building $50,670	$194,860 (-) Land $50,100 Building $144,760
2023	$2,763.00 (-0.14%) Homeowner's exemption	$68,210 (-) Land $17,540 Building $50,670
2022	$2,767.00 Homeowner's exemption	$68,210 Land $17,540 Building $50,670	$194,860 Land $50,100 Building $144,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures