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8 Ridgeland Dr, Stuart, FL 34996 Property Records

Martin County property record for 8 Ridgeland Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,845 sqft · built 1990
Lot Size0.456 acres (19,863 sqft)
OwnerIndividual Name on Record
Last Sale$1,350,000 (Oct 2024)
Tax Bill$18,646 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN01-38-41-011-000-0030.0-6-0000

Property Details

APN / Parcel Number

Primary APN01-38-41-011-000-0030.0-6-0000
Alternative APNs
  • 01-38-41-011-000-00300-6
  • 138410110000030060000
  • 17810

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area4,845 sqft Living Area
Gross Area6,047 sqft
1st Floor Area2,732 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area19,863 sqft (0.456 acres)
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchScreened Concrete Masonry Porch
Porch Area761 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number17810
Street Address8 RIDGELAND DR
CitySTUART
StateFL
Zip34996-6424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIDGELAND LOT 30
Legal Range41E
Legal Township38S
Legal Section1
Legal SubdivisionRIDGELAND
Legal Block1
Legal Lot Number30
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1030
Census Tract502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 RIDGELAND DR, STUART, FL 34996-6424
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleSep 21, 1989 · Amount on Record
Deed Document Number20243096943
Deed Book / Page3464 / 2080
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address8 RIDGELAND DR, STUART, FL 34996-6424
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 RIDGELAND DR, STUART, FL 34996-6424

Mortgage

Document Number0035332101
DateNov 19, 2025
Book Page3533/2101
Instrument3157175
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Max Rate11.3%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,646.00 (-4.31%) Additional exemption filed$1,205,640 (+87.08%) Land $440,000 Building $765,640$1,205,640 (-1.83%) Land $440,000 Building $765,640
2024$19,486.00 (+88.45%)
2023$10,340.00 (+3.21%) Additional exemption filed$644,455 (+3%)$1,228,080 (+19.46%) Land $350,000 Building $878,080
2022$10,018.00 Homeowner's exemption$625,685$1,027,990 Land $320,000 Building $707,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims110 (1982–2022)
Claims Outside the SFHA9 of 110
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: T-Mobile, Verizon.

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